consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 4th December 2007, 19:43   #1 (permalink)
petej2811
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 206
petej2811 Informativepetej2811 Informativepetej2811 Informative
Default *COURT CASE VICTORY* A S Securi-T v My Joe

*LATEST NEWS*

For those of you interested in the progress of these matters through courtrooms up and down the country I have some news for you.

Only one company I know has actually sued anyone in the courts and that company is A S Securi-T.

A case was heard between A S Securi-T and a gentleman I was helping who contacted me through this site at Halifax County Court on the small claims track. I provide the details with the permission of the unnamed defendant.

The long and short of the case was that the defendant had parked in a free car park for 'Staples' and gone to shop for a while. The signeage detailed that the car park was for the use of customers only. There were no further terms detailed thereupon. The defendant was gone some three hours and returned to find nothing on his vehicle. He left the car park.

Some six weeks later he received a letter from the claimants, A S Securi-T. They were requiring payment of a penalty of £60. The avenue used was the contract route.

This was escalated to £257.74 when the matter was filed at Northampton County Court some months later.

Their particulars of claim were, to be blunt, absolutely pathetic. It was as though they had been written by a child. They read - "Staples in Leeds is monitored by A S Securi-T Ltd for the landowner. Signs around the site clearly display the terms and conditions which form the basis of an implied terms of contract and that a Parking Charge Notice will be issued if breached. On 4th January 2007 at 12:41 the defendant's vehicle was parked without authorisation breaching the rules and regulations and was consequently issued a PCN ref XXXXXX which was sent through the post. The PCN stated that a payment of £60 was due within 14 days. We received no payment , prompting us to send a reminder letter. Only then we received an appeal, which was unsuccessful. This was ignored, prompting us to pass this case to our Debt Recovery Company to try to recover this debt. This claimant claims interest under etc etc...."

I laughed when I read this, of course. Can anyone point out the flaws in this claim already? Naturally a defence was entered and it was very comprehensive. I would conservatively say that it destroyed the claim completely. In fact the claim was stayed at the request of the defendant as the particulars were so poor as to completely fail to illustrate just why any money was due at all and how the claimants had reached a sum of £257.74 owing after only issuing a ticket for £60. The claimants did elaborate on this, however the district Judge restricted their claim to £80 total.

In the runup to the hearing date today, A S Securi-T attempted, in my opinion, to cause the defendant not to appear at court. They wrote to him, informing him they had asked him for further information, which was not true. They then said they were going to withdraw the case and sue at a later date once this fabled information was received. Naturally this was unacceptable. The defendant wrote to the court to request that the hearing go ahead and that he was of the opinion that this was a dirty trick on the part of the claimants to ensure that the defendant did not appear at court.

On the morning of the hearing the defendant was informed by the court that they were unsure if the hearing would go ahead as they had not received the court fee from A S Securi-T. It seems they want your money but are not, themselves, even prepared to pay for the court's time! My defendant insisted he be heard by the district judge in relation to this matter after the court staff had tried to suggest he need not attend. he argued that he wanted the Judge to hear his side so that the claimants could not put him through this at a later date.

My defendant was heard by the Judge who was not in the least bit pleased that A S Securi-T had failed to appear (FTA). He awarded £50 costs to my defendant.

A S Securi-T now have 14 days to pay my defendant £50. If they do not we will be going to court and asking for the debt to be enforced. I will update you on this progress.

A S Securi-T, the only company to sue and twice they have lost to my defendants.

Of the now 600 or so people who have contacted me, only two have ever been sued. NONE HAVE LOST.

PJ - 600+, Parking Companies -Nil
petej2811 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 19:56   #2 (permalink)
stan5131
Platinum Account Customer
 
stan5131's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 1,248
stan5131 Informativestan5131 Informativestan5131 Informativestan5131 Informativestan5131 Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Always good to hear of the victories. Well done!
stan5131 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 20:06   #3 (permalink)
legaladviser
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 100
legaladviser Novitiate
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Well done. Another case where the cowards fail to appear. No doubt our resident clampers/motorist haters will be concerned.
legaladviser is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 20:23   #4 (permalink)
green_and_mean
Platinum Account Customer
 
green_and_mean's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 2,351
green_and_mean Informativegreen_and_mean Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

What would be the point of them turning up it has cost them only £50 probably cost more in wages for them to turn up? In the time it would have taken to attend Court they have probably been busy sending more letters out to those happy or daft enough to pay.
green_and_mean is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:17   #5 (permalink)
petej2811
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 206
petej2811 Informativepetej2811 Informativepetej2811 Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Thanks for your wise and considered insight.
petej2811 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:25   #6 (permalink)
green_and_mean
Platinum Account Customer
 
green_and_mean's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 2,351
green_and_mean Informativegreen_and_mean Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Quote:
Originally Posted by petej2811 View Post
Thanks for your wise and considered insight.

Compared to the superb insight offered by your pointless sarcasm.
green_and_mean is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:26   #7 (permalink)
Sidewinder
Platinum Account Customer
 
Sidewinder's Avatar
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Congratulations Pete

The more people prepared to challenge scammers and fight to the finish, the quicker this form of extortion will be forced to end.

Don't suppose the local rag were interested in the story?
Sidewinder is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:31   #8 (permalink)
petej2811
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 206
petej2811 Informativepetej2811 Informativepetej2811 Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Quote:
Originally Posted by green_and_mean View Post
Compared to the superb insight offered by your pointless sarcasm.
I'll have you know that a great many people find my sarcasm both funny and endearing.

Clearly you're not one of them.
petej2811 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:32   #9 (permalink)
pt2537
Site Team
 
pt2537's Avatar
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Quote:
Originally Posted by petej2811 View Post
*LATEST NEWS*

For those of you interested in the progress of these matters through courtrooms up and down the country I have some news for you.

Only one company I know has actually sued anyone in the courts and that company is A S Securi-T.

A case was heard between A S Securi-T and a gentleman I was helping who contacted me through this site at Halifax County Court on the small claims track. I provide the details with the permission of the unnamed defendant.

The long and short of the case was that the defendant had parked in a free car park for 'Staples' and gone to shop for a while. The signeage detailed that the car park was for the use of customers only. There were no further terms detailed thereupon. The defendant was gone some three hours and returned to find nothing on his vehicle. He left the car park.

Some six weeks later he received a letter from the claimants, A S Securi-T. They were requiring payment of a penalty of £60. The avenue used was the contract route.

This was escalated to £257.74 when the matter was filed at Northampton County Court some months later.

Their particulars of claim were, to be blunt, absolutely pathetic. It was as though they had been written by a child. They read - "Staples in Leeds is monitored by A S Securi-T Ltd for the landowner. Signs around the site clearly display the terms and conditions which form the basis of an implied terms of contract and that a Parking Charge Notice will be issued if breached. On 4th January 2007 at 12:41 the defendant's vehicle was parked without authorisation breaching the rules and regulations and was consequently issued a PCN ref XXXXXX which was sent through the post. The PCN stated that a payment of £60 was due within 14 days. We received no payment , prompting us to send a reminder letter. Only then we received an appeal, which was unsuccessful. This was ignored, prompting us to pass this case to our Debt Recovery Company to try to recover this debt. This claimant claims interest under etc etc...."

I laughed when I read this, of course. Can anyone point out the flaws in this claim already? Naturally a defence was entered and it was very comprehensive. I would conservatively say that it destroyed the claim completely. In fact the claim was stayed at the request of the defendant as the particulars were so poor as to completely fail to illustrate just why any money was due at all and how the claimants had reached a sum of £257.74 owing after only issuing a ticket for £60. The claimants did elaborate on this, however the district Judge restricted their claim to £80 total.

In the runup to the hearing date today, A S Securi-T attempted, in my opinion, to cause the defendant not to appear at court. They wrote to him, informing him they had asked him for further information, which was not true. They then said they were going to withdraw the case and sue at a later date once this fabled information was received. Naturally this was unacceptable. The defendant wrote to the court to request that the hearing go ahead and that he was of the opinion that this was a dirty trick on the part of the claimants to ensure that the defendant did not appear at court.

On the morning of the hearing the defendant was informed by the court that they were unsure if the hearing would go ahead as they had not received the court fee from A S Securi-T. It seems they want your money but are not, themselves, even prepared to pay for the court's time! My defendant insisted he be heard by the district judge in relation to this matter after the court staff had tried to suggest he need not attend. he argued that he wanted the Judge to hear his side so that the claimants could not put him through this at a later date.

My defendant was heard by the Judge who was not in the least bit pleased that A S Securi-T had failed to appear (FTA). He awarded £50 costs to my defendant.

A S Securi-T now have 14 days to pay my defendant £50. If they do not we will be going to court and asking for the debt to be enforced. I will update you on this progress.

A S Securi-T, the only company to sue and twice they have lost to my defendants.

Of the now 600 or so people who have contacted me, only two have ever been sued. NONE HAVE LOST.

PJ - 600+, Parking Companies -Nil
Pete

it goes to show these companies can be beaten, im pleased you got the result.

keep up the good work

regards
paul
__________________
....
......
....
....
....
....
....
....
The Consumer Action Group is being sued for libel.
please goto this link for further information

http://www.consumeractiongroup.c o.uk/forum/announcement.php?f=167&a= 140

We need help to put together a fighting fund to keep the forum alive. the forum has helped many many people and it would be a travesty if it had to close

Please help if you can



....
Currently due to work commitments i am unavailable and will not be able to reply to any requests for assistance.

I expect to be off-line for the next month or so at least

PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME
pt2537 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:33   #10 (permalink)
petej2811
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 206
petej2811 Informativepetej2811 Informativepetej2811 Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Quote:
Originally Posted by Sidewinder View Post
Congratulations Pete

The more people prepared to challenge scammers and fight to the finish, the quicker this form of extortion will be forced to end.

Don't suppose the local rag were interested in the story?
They were, as it happens. I forgot to ask if they'd attended. I'll find out and post again.

PJ
petej2811 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 21:37   #11 (permalink)
green_and_mean
Platinum Account Customer
 
green_and_mean's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 2,351
green_and_mean Informativegreen_and_mean Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

My insight which you clearly failed to see was that it is not financially worth it for these companies to attend for the same reason Councils often drop cases before adjudication. The time spent fighting the odd case unless a point of law is being made is not worth the time and effort it involves. It takes hours of staff time to fight one ticket when another can be issued in minutes to someone who will not fight it.
green_and_mean is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th December 2007, 23:47   #12 (permalink)
legaladviser
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 100
legaladviser Novitiate
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

They're not attending because it is not worth it and they're too busy. Yeah right. Why then did they issue a claim in the first place? The fact that they were facing a proper defence has nothing to do with it? Funny how they always turn up, ala perky, when they are up against a defendant who does not know how to frame his defence.
legaladviser is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 00:29   #13 (permalink)
petej2811
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 206
petej2811 Informativepetej2811 Informativepetej2811 Informative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Quote:
Originally Posted by green_and_mean View Post
My insight which you clearly failed to see was that it is not financially worth it for these companies to attend for the same reason Councils often drop cases before adjudication. The time spent fighting the odd case unless a point of law is being made is not worth the time and effort it involves. It takes hours of staff time to fight one ticket when another can be issued in minutes to someone who will not fight it.
Yes, I clearly missed the point, for it is me who hasn't understood much of what I've said lately.

Your logic is lacking, its always been lacking. Its that complete lack of intelligence, I feel, which gives your posts an almost rustic charm. They're like eating in a country pub - you know its crap but dammit its still good fun!

The parking company knew where the defendant lived. It wasn't a surprise. He didn't spring it upon them at the eleventh hour. In fact, as they wrote to him many times there's every chance they had his home address. So we'll have none of this 'not financially worth it' rubbish from you, my boy.

It wasn't worth it because their case was las laughable when submitted as it would have been this morning. I take it you did, with your superior, deity like mind, peruse the particulars? Tell me, oh lord, which part of that formed a case worth turning up to court? Had I been them and written such drivel I'd have been ashamed to show my face in the court building, and rightly so.

And this utter tripe about making a point of law that you're prattling on about. What point of law is to be made? Its a small claims track hearing. We weren't off on a galavant to the House of Lords. There was no precedent to set. What possible point o law could possibly be worth exploring and used as a case merit point in a setting where there can be no precedent, the normal rules of evidence do not apply and the parties, likely as not, appear as litigants in person (that means they don't have representation)?

Your logic is flawed and as stupid as anything I've heard today. An accolade you seem to win fairly often.

No, suffice to say your name should be changed to 'Green and Didn't think it through'.

PJ
petej2811 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 00:43   #14 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Come on guys you can do better than this !!!
Lets cool it and leave out the personal stuff on both sides.
Just think of the newbies coming here to read this stuff...lets show them we can inform them and use a bit more tact.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Please read up on posting.If in doubt-leave it out.


DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html





Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
MARTIN3030 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 12:12   #15 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: *COURT CASE VICTORY* A S Securi-T v My Joe

Isn't a person who constantly files action against various people, and then either doesn't bother to turn up or drops the action at the last minute, classed as a vexatious litigant?
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote