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Reload this Page Argos!!!


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 23rd May 2006, 14:20   #1 (permalink)
dinghy
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Default Re: Argos!!!
It's exactly the same as any other bank/cc company...

You can find all the letters in the library...
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Old 23rd May 2006, 17:18   #2 (permalink)
jem
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Talking Re: Argos!!!
thanks
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Old 23rd May 2006, 19:45   #3 (permalink)
jem
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Angry Argos!!!
hiya.
was just wondering if anyone has a template i can send to argos asking for my charges back as i owe £1425, when the amount id spent on my card is only £900 so the rest is charges and if i dont pay £60 a month they put more charges on, when i told them i cannot afford this much.
so i would like all my charges back but have no idea where to start with the letter.
any help would be much appriciated.
thanks jemma .
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Old 17th June 2006, 10:06   #4 (permalink)
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Default Re: Argos!!!
Any progress on this?
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Old 4th July 2006, 15:05   #5 (permalink)
jem
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Default Re: Argos!!!
they never replyed!!
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Old 6th July 2006, 07:38   #6 (permalink)
podgydad
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Default Re: Argos!!!
No, they never replied to me either, so I will be issuing court proceedings this week.
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Old 20th July 2006, 17:04   #7 (permalink)
jem
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Default Re: Argos!!!
do you think its worth sending another letter as there telling me that unless i pay £500 in charge by next week its going to a balif well ive already payed out £200 in charges and iam paying out all this money and nothing is acually coming off my bloody bill!!! fuming!!!!!!!
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Old 20th July 2006, 17:07   #8 (permalink)
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Default Re: Argos!!!
What have you actually asked them for, and what action have you taken so far?
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Old 20th July 2006, 17:16   #9 (permalink)
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Default Re: Argos!!!
i sent them the first letter we are asked to take then asked them for at least some of the charges back etc etc. but nothing back at all.
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Old 20th July 2006, 17:18   #10 (permalink)
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Default Re: Argos!!!
Was this the preliminary request for payment giving them 14 days to reply? When did you send it?
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 20th July 2006, 17:26   #11 (permalink)
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Default Re: Argos!!!
yes 5 weeks ago now i have moved house but keep checking the old house for letter but theres nothing.
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Old 20th July 2006, 17:31   #12 (permalink)
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Default Re: Argos!!!
You should have sent your LBA 3 weeks ago. Read up on the FAQ's again so you know what you need to do. In the meantime let Argos know in writing that you are disputing their figures, and that should hold them off while you get yourself sorted out.
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 21st July 2006, 19:57   #13 (permalink)
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Default Re: Argos!!!
yeah i will do the reason i havnt sent sent the second letter is due to moving house so iam finally sorted, ill get onto it...cheers.
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Old 29th July 2006, 22:26   #14 (permalink)
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Default Re: Argos!!!
With an Argos acount it is just the charges for late payment etc that you can ask for isn't it.

Is Interest on the card a different matter as all I seem to be paying off is the HUGE interest rate (my fault really as I was in a hole one xmas and was the only option available to me)

Can I claim for such a high rate or not? Thanks
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Old 30th July 2006, 00:24   #15 (permalink)
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Default Re: Argos!!!
Why would you be able to claim for a high rate?? You agreed to it!
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Old 30th July 2006, 13:37   #16 (permalink)
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Default Re: Argos!!!
Whoa Chill!

I know I agreed to it, I was just asking thats all.

Thanks
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Old 30th July 2006, 13:44   #17 (permalink)
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Default Re: Argos!!!
You could try phoning them and asking for a lower rate. It works with some of the credit cards, but not so sure about store cards. I doubt it somehow, but if you don't ask you don't get.
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 31st July 2006, 01:06   #18 (permalink)
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Default Re: Argos!!!
Quote:
Originally Posted by CheeseOnToast
Why would you be able to claim for a high rate?? You agreed to it!
Probably the charges were agreed at the same time but as they don't represent their cost they are deemed punative.

I can't wait to see if someone ever manages to get the interest rate on these store cards deemed extortionate and then the floodgates would open very wide.
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Old 31st July 2006, 14:28   #19 (permalink)
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Default Re: Argos!!!
Quote:
Originally Posted by dw190
Probably the charges were agreed at the same time but as they don't represent their cost they are deemed punative.

I can't wait to see if someone ever manages to get the interest rate on these store cards deemed extortionate and then the floodgates would open very wide.
I might be wrong on this