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Other Institutions Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here

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Old 31st October 2008, 10:23   #21 (permalink)
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Foxknowe Novitiate
Default Re: Vanquis; Any Claimants ?

Fiddled, good idea, that's what I will do.

Cheers,

Foxknowe
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Old 31st October 2008, 10:24   #22 (permalink)
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Monty2007 InformativeMonty2007 Informative
Default Re: Vanquis; Any Claimants - YES THEY WERE EASY!

Hi, Vanquis just refunded all my credit card charges plus 8% interest that was the first letter and it was a doddle, they did not put up any kind of fight or offer a stupid 12 quid compromise........

I am going to buy me a nice bottle of wine and some tasty Indian cuisine this evening. Can't wait........
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Old 31st October 2008, 10:46   #23 (permalink)
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Default Re: Vanquis; Any Claimants ?

Monty, well done.

Fiddled gave some good advise by advising to put the account in dispute. If I can be so bold, what was the letter you sent that provided you with the success??

So far all I have sent them is the CCA request and a bit of a loss what to do next?

As a complete aside I have other cards I am waiting on satisfactory responses to the CCA's (without any success).

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Old 31st October 2008, 11:31   #24 (permalink)
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Default Re: Vanquis; Any Claimants ?

Hi Foxknowe

First I sent an Subject Access Request + 10 quid. Then worked out all the charges + interest and sent them the first letter before action from the CAG letters section. I was getting ready for the fight and they caved in! Where is the sport in that?

Anyway I am now faced with the complex decision of going for the chicken madras or prawn bhuna tonight, I am okay on the wine choice though.

I just checked my Vanquis account and they have credited the amount so I am in positive balance - never had that before!
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Old 31st October 2008, 12:15   #25 (permalink)
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Default Re: Vanquis; Any Claimants ?

Monty, think it should be the Madras!

What letter was it you sent from the letter suite? (is this the page with letters A, B, C, D etc...)

I am pleased for you, knowing how I feel just now, what a result.

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Old 31st October 2008, 12:35   #26 (permalink)
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Default Re: Vanquis; Any Claimants ?

Dear Foxy

I did an Subject Access Request first and got all my statements, worked out what they had robbed from me then sent this letter:

http://www.consumeractiongroup.co.uk...-approach.html

I am going to take your advice and go for the Madras plus they do a very nice Tandoori salmon, plus pilau rice and a paswari nan. With eight cans of Kronemburg that should wash it down a treat.

May I wish you well in reclaiming what is rightfully yours and trust that you will soon be sampling the delights of India (not sure where the Kronembug comes from) from the fruits of your Vanquis claim.
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Old 26th June 2009, 20:49   #27 (permalink)
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Default Re: Vanquis; Any Claimants ?

Hi All, i reclaimed from vanquis in jan of this year, i just sent the prelim letter and the lba and got a full refund of my fees, by far the easiest to deal with

Good Luck !!
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