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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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| | | | | | | Other Institutions Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
23rd February 2006, 03:36
|
#1 (permalink)
| | Basic Account Customer |  Intelligent Finance
Hi,
Has anyone got anything intelligent out of this company.
1) Once had 2 transactions for £400 debited to the credit card, someone THEY had debited it twice for an internal transfer , was going to use the difference to fund the current account...went into space for THREE weeks, got into lot of difficulty.
They wrote to me telling me that I couldn't use my credit card for this reason, funny that..WHY DO THEY LET YOU HAVE A CASH ADVANCE? and WHY DO THEY LET YOU TRANSFER MONEY DIRECTLY BETWEEN THE TWO?!!!!! Seems to contradict themselves.
2) Took a long time to have a charge refunded to the current account for a failed DD, they applied for the wrong amount, on the wrong date from the wrong account!...this DD was to pay the IF Credit Card!!!!! They finally responded 06 March 2003 on headed paper....saying they will refund the charge....BUT... it won't show as a refund...It will just disappear from the records entirely! IS THIS LEGAL????!!!!!!!!!!!!!!!! !!!
3) Another letter says they will take a £25 administration charge from my account on the 2 SEPTEMBER 1931, great....they have a time machine!!!!!!
I could go ON and ON, I have over 100 letters in hard copy off them, complete and utter W@@@ERS!!!!!
ANYONE ELSE HAD THE MISFORTUNE OF BANKING WITH THEM????
This is going to be the best scr@@@ng they have had, they owe me thousands across the accounts. Spoke to ROCKWELL DCA today regarding 2 of the accounts, asked them if they were part of Tessera, who legally own the debts...they said no....funny then that in smallprint at the bottom of the letter it says THEY ARE!!!!!!
They sounded mighty impressed when I told them I'd be suing THEM for an amount greater than they seek off me!!! Just awaiting the paperwork to complete my statement history.
Regards
__________________
Just another 21 Banks to go......
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23rd February 2006, 03:36
|
#2 (permalink)
| | Basic Account Customer | Intelligent Finance
Hi,
Has anyone got anything intelligent out of this company.
1) Once had 2 transactions for £400 debited to the credit card, someone THEY had debited it twice for an internal transfer , was going to use the difference to fund the current account...went into space for THREE weeks, got into lot of difficulty.
They wrote to me telling me that I couldn't use my credit card for this reason, funny that..WHY DO THEY LET YOU HAVE A CASH ADVANCE? and WHY DO THEY LET YOU TRANSFER MONEY DIRECTLY BETWEEN THE TWO?!!!!! Seems to contradict themselves.
2) Took a long time to have a charge refunded to the current account for a failed DD, they applied for the wrong amount, on the wrong date from the wrong account!...this DD was to pay the IF Credit Card!!!!! They finally responded 06 March 2003 on headed paper....saying they will refund the charge....BUT... it won't show as a refund...It will just disappear from the records entirely! IS THIS LEGAL????!!!!!!!!!!!!!!!! !!!
3) Another letter says they will take a £25 administration charge from my account on the 2 SEPTEMBER 1931, great....they have a time machine!!!!!!
I could go ON and ON, I have over 100 letters in hard copy off them, complete and utter W@@@ERS!!!!!
ANYONE ELSE HAD THE MISFORTUNE OF BANKING WITH THEM????
This is going to be the best scr@@@ng they have had, they owe me thousands across the accounts. Spoke to ROCKWELL DCA today regarding 2 of the accounts, asked them if they were part of Tessera, who legally own the debts...they said no....funny then that in smallprint at the bottom of the letter it says THEY ARE!!!!!!
They sounded mighty impressed when I told them I'd be suing THEM for an amount greater than they seek off me!!! Just awaiting the paperwork to complete my statement history.
Regards | |
| | |
23rd February 2006, 06:02
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#3 (permalink)
| | Site Team The Consumer Action Group |
They have a dut to keep accurate records so you could complain to the Information Commissioner about that if you want .
On the claim, keep us posted
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. | |
| | |
23rd February 2006, 06:02
|
#4 (permalink)
| | Site Team The Consumer Action Group |
They have a dut to keep accurate records so you could complain to the Information Commissioner about that if you want .
On the claim, keep us posted
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. | |
| | |
23rd February 2006, 21:56
|
#5 (permalink)
| | Basic Account Customer |
Will do.
I believe amongst all the paperwork that I might uncover them breaching their own terms and conditions.
With all the mistakes they have made, I can hardly see that they have kept to their end of the bargain.
Need to get my case together, Any information around the site regarding action against creditors who have bought the debt...i.e. Tessera Portfolio Management in this case and LINK Financial in the case of MBNA.
Would be grateful with assistance.....links to relevant legal information regarding change of legal ownership.
Also, if they refuse to give me the relevant data, what action can I take since they are seeking a sum of money off me in the first place.
Regards | |
| | |
23rd February 2006, 21:56
|
#6 (permalink)
| | Basic Account Customer |
Will do.
I believe amongst all the paperwork that I might uncover them breaching their own terms and conditions.
With all the mistakes they have made, I can hardly see that they have kept to their end of the bargain.
Need to get my case together, Any information around the site regarding action against creditors who have bought the debt...i.e. Tessera Portfolio Management in this case and LINK Financial in the case of MBNA.
Would be grateful with assistance.....links to relevant legal information regarding change of legal ownership.
Also, if they refuse to give me the relevant data, what action can I take since they are seeking a sum of money off me in the first place.
Regards | |
| | |
23rd February 2006, 22:07
|
#7 (permalink)
| | Site Team The Consumer Action Group |
On the legal information which you want, we are probably not going to be able to help you undless someone else can post a repsonse.
If they sue you then they will have to prove their case and would probably be obliged to produce informationwhich is very useful to you.
If they counterclaimed against you in your own action against them - then same thing. They would have to reveal interesting info to prove their case.
If they refuse to disclose data then you can complain to the Information Commissioner
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. | |
| | |
23rd February 2006, 22:07
|
#8 (permalink)
| | Site Team The Consumer Action Group |
On the legal information which you want, we are probably not going to be able to help you undless someone else can post a repsonse.
If they sue you then they will have to prove their case and would probably be obliged to produce informationwhich is very useful to you.
If they counterclaimed against you in your own action against them - then same thing. They would have to reveal interesting info to prove their case.
If they refuse to disclose data then you can complain to the Information Commissioner
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. | |
| |
Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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