Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | Other Institutions Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here | Welcome to The Consumer Action Group
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
4th February 2007, 13:34
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#11 (permalink)
| | Basic Account Customer |  Re: RR v First Trust
Hang in there, they want people to get frustrated and give up every one who does saves them money. I started this process nearly 6 months ago and I am not even close to bored yet. The thing is its costing them money now not us, as once it gets to the court stage you can 8% interest to your claim or go down the contractual rate of interest route which costs them even more. Whatever time you thought this would take treble it and if you get money earlier its a bonus.
Also as you may be aware small claims rulings can not make legal precedent and thats why the banks go down this route constantly to drag things out, but the Judges are getting more and more frustrated with this flagrant abuse of the legal system when the law is so clear. As a result many cases in england have been referred to The Merchantile Court by the judges in small claims , there is a hearing with 40 or more cases tomorrow. If it wins and I pray it does it will make a legal precedent that the banks will have grave difficulty overcoming and ignoring and they may be forced to settle earlier as it is likely further attempts to delay will infuriate the judiciary even more as a clear legal precedent has been set.You can follow threads about this in the subsection of the general forum, merchantile courts
Good Luck
Eratu13
__________________
Data protection act letter sent ,received partial info with 2 days to spare.
Preliminary Approach for refund sent 19/08/06 standard delaying letter received 25/08/06
Posted Letter before action 06/09/06
NI Small Claims Online 22/09/06 filed claim for£1977 with interest and charges comes to around £2800.
Return Date 26/10/06
Court Date Adjourned at direction of Judge awaiting OFT/Competition Commision report due March
Last edited by eratu13; 5th February 2007 at 19:15.
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Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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RR v First Trust 
Now I am completely confused! 
