| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide eBay buyer? Buy more cheaply
Win more often
ConsumerSniper.com Have you been defaulted?
Would you like to clean up your credit file? Check it out | Ebay buyer? ConsumerSniper Free unlimited bids and eBay tools Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | | Other Institutions Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here |
12th December 2006, 09:54
|
#1 (permalink)
| | Basic Account Customer | my action before sending letter 3)letter before action to bank? Hi,
Please can someone advise what needs to be done before i send the letter before action to the bank.
All other letters have already been sent and replied to, but thie last one, asking for charges back.
The letter is here signed and waiting to be sent but i wish to know what i do
to setup a court date should it get that far.
the info pack on this site only have previous cases in the zip file.
thanks
Jason |
| |
12th December 2006, 21:05
|
#2 (permalink)
| | Platinum Account Customer
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Nov 2006 I am in: In my world!!
Posts: 832
| Re: my action before sending letter 3)letter before action to bank? Have you followed the process and sent the 2 letters before giving the bank 14 days on each to respond? |
| |
12th December 2006, 23:16
|
#4 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Apr 2006
Posts: 12,006
| Re: my action before sending letter 3)letter before action to bank? Is this Monument or Goldfish? You are starting a new thread for every question which makes it impossible for people to see what stage of the process you are at?
Is the letter you are waiting to send the LBA? |
| |
13th December 2006, 16:35
|
#5 (permalink)
| | Basic Account Customer | Re: my action before sending letter 3)letter before action to bank? yes the letter is the LBA,
what i am wanting to know is how i setup a court date should it get that far. |
| |
13th December 2006, 16:39
|
#6 (permalink)
| | Platinum Account Customer | Re: my action before sending letter 3)letter before action to bank? Quote: |
what i am wanting to know is how i setup a court date should it get that far.
| You don't. Once you have filed at court 14 days after your : LBA, and the bank has acknowledged and filed a defence and you have returned the AQ, the court will set a hearing date. |
| |
13th December 2006, 18:44
|
#7 (permalink)
| | Basic Account Customer
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Oct 2006
Posts: 37
| Re: my action before sending letter 3)letter before action to bank? ok, i send the LBA letter to bank, and after 14 days have pased and either the bank have replied or no replied to this letter, what would the next step be, this is what i wanted to know, just in case.
please advise what AQ is ?
thanks |
| |
13th December 2006, 20:40
|
#9 (permalink)
| | Basic Account Customer | Re: my action before sending letter 3)letter before action to bank? Ok, I have read again this page and been told by a friend that i should also claim for interest charges.
I have found and downloaded the Simple-charges-calc.xls but this works out the interest at 8%, but there is interest for cash and merchandise, the interest is not always the same rate, i mean it is 1.825 on one statement and 1.833 on another and 2.5 on other ones, it varies from month to month.
how do i work it out for these types of interest?
is there a chart on the site to work out this sort of interest, and also which one should i use.
Thanks |
| |
13th December 2006, 21:17
|
#11 (permalink)
| | Basic Account Customer
Watch out, there are Claims Touts about! Cagger since
: Oct 2006
Posts: 37
| Re: my action before sending letter 3)letter before action to bank? thanks,
i have gone to the google page and have no idea what one to get.
My brother has a Monument credit card, and as for wheather it is a compounded contractual interest or any of the other types i have no idea? !
please advise.
thanks |
| |
13th December 2006, 22:16
|
#12 (permalink)
| | Platinum Account Customer | Re: my action before sending letter 3)letter before action to bank? Me, giving advice on spreadsheets? It'd be the blind leading the blind
Your best bet is to ask for advice here: Spreadsheet with interest |
| |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
|