GE Capital/Money (Postal Address) - Also for DPA requests

[maxey]

I have had store cards in the past who were with GE Capital. I have since paid off the cards and snipped the cards, and I can't remember which stores they were with or account numbers. I do remember extortionate late payment charges though. Is there a way I can get the details in order to claim back, and does anyone know where I could get the information from?

[Richard Spud]

Regards to All

[valhala]

hi there,


I want to claim back charges which were added to a house of fraser store card. the statement is always payable to GE Capital. what address should I write to for a list of charges?

[Snorkerz]

Originally Posted by valhala

hi there,


I want to claim back charges which were added to a house of fraser store card. the statement is always payable to GE Capital. what address should I write to for a list of charges?

See top of thread GE Capital/Money (Postal Address) - Also for DPA requests

[maxey]

Hi Snorkerz
Use the Leeds address - GE Money, PO Box 700, Leeds, LS99 2BD

[Richard Spud]

Regards to All

[westwalian]

Hi all

I've been out of the loop for a few months and after my succesful claim against HSBC, I am now targetting a few other institutions! I need to send a prem letter to GE Money, are there any templates for these or shall I utilise the bank ones?

Thanks for your help

[maxey]

I used the bank letter and amended the bits that didn't apply.

[bleachyschick]

Just subscribing to the thread- is there another GE Capital Woodchested thread anywhere that I should be keeping an eye on? Just sucessfully claimed against Lloyds so thought I would have a pop at GE Capital while I'm in the mood ...

[Cazziebo]

Watch out for GE Capital.

I pursued them for bank charges, got the pile of indecipherable statements, and they offered to write off the outstanding amount owed instead (which was probably about the same) I called them to clarify I owed nothing more, and they confirmed that both accounts were settled.

This was December. Got a copy of my credit report and find a default of £345 in December marked gone away with no address!!! How poor is that? I've since written to them to have the default removed but the usual "wrong department" shuffle has been going on. they are now out of time to respond so I'm escalating it.

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

	Credit Report Click link to open in new window.

[maybelline]

Originally Posted by Bookworm

GE Capital Bank Limited
PO Box 700
Leeds
LS99 2BD

GE Money/GE Servicing/I Group
(can sometimes not be obvious)

[debrag2007]

First National is now GE Money right?

[Cazziebo]

Yes - First National is GE Money

[scarborosmoggy]

Hi

I have a Debenhams card and I need to write to them regards a change of address, I know these are owned by GE also, does anybody know the address I need to write to please, any help would be much appreciated.

I know calling them would be easier but 'I don't do phones' I don't like to talk to companys over the phone no matter what it is regards.

Thanks for any help.

[Bookworm]

Look on #1 of this thread.