First National Furniture

[sparol]

Has anyone had dealings with First National over a furniture HP agreement. I bought a sofa with my ex in 2003 and we split up 3 months later. He took the sofa and promised to pay them monthly but the agreement was in my name, obviously he was less bothered about my credit rating than I do so he's missed loads of payments since the agreement started and incurred a 20 charge each time, obviously he's going to have to pay these as well as I'm not going to cover them but I assume if I were to claim then it would be the same route as bank charges - Data Protection Act request etc.

[Bookworm]

Yes.

I would also get the agreement transferred to him asap.

[sparol]

I have tried to do this but have been told by First National that it's not possible as I signed the contract.

[sparol]

Data Protection Act sent today:

Carl Murphy
GE Capital Bank
PO Box 700
Leeds
LS99 2BD

5/5/06

Data Protection Act 1998
subject access request

Dear Mr Murphy

ACCOUNT NUMBER: xxxx

Please supply me with a complete list of transactions and charges relating to my sofa finance account since it was opened in 2003.

Additionally where there has been any event in my account history over this period which has required manual intervention by any member of your staff or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention or other evidence of that manual intervention in relation to my business with you.

If you are unable to supply data relating to manual intervention because there has been no such manual intervention then please be kind as to confirm this in your response to this request.

I enclose the statutory maximum fee of £10. You have 40 days in which to comply. Furthermore, if I discover that you have levied disproportionate penalties against me then I shall be reclaiming them and also reclaiming the enclosed £10 Data Protection Act subject access request fee.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return.

I obtained your name and address from the Recovery Management Centre but if you are not the correct person to deal with my request please can you pass it on and ensure it is dealt with promptly.


Yours faithfully,

Sparol

Start the clock!

[sparol]

I've received the Data Protection Act information and there has been 270 in Letter Charges. The preliminary letter is being sent today.