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		The Consumer Forums > The Consumer Forums The Bank Action Group - against unlawful bank charges > Other Institutions
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Other Institutions Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here

Welcome to The Consumer Action Group
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name

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24th August 2006, 10:24	#1 (permalink)
marsay Basic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Jun 2006 The libel threat may be ended. If you donated then thank you. We will be writing to you soon to offer a refund. Meanwhile we always need funds Click on this message to donate I am in: Peterborough Posts: 33	Welcome Car Finance Hi All, I am looking for some advise please. I purchased a car back in April 2003, I have paid ontime everytime except for 4 occassions when I agreed with Welcome to miss the payment (I did not get this in writing ) In May 2006 I had enough of the car and Welcome and decided to voluntary terminate the contract as I had paid over 1/2 the value. Welcome Finance advised me that I was still liable for the outstanding months I had missed payments for and also the remaining payment protection cover and breakdown cover which they financed for me (I didn't want this but was told at the time of taking the contract if I didn't then I would not be able to have the car) I was left with a debt of £2300+ I agreed to pay 23 monthly installments of £100 to clear the debt, they sent me a direct debit mandate which i completed and returned to them I have since found out that the direct debit did not go out last month and they have since been calling me to advise I must now make a payment of £159 for this month and then increase my payments to £234 as my original contract was for that figure (Surely this contract has been terminated under the voluntary termination ??) I have also been told by my account manager that if want to make £100 payments they will add interest to my account!! can they do this as I have no agreement with them now as the original document I believe has been terminated The last thing I need is for Welcome to refinance the £2300 and charge me £100pcm over the next 25yrs! I look forward to hearing your advice and needless to say I am saving up £ notes to buy a car now rather than throw silly money to people like Welcome! Thanks Nick

« G E Money | MINT - Can they do this? »

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