Marbles v Zak

[zak34uk]

Hello to all as I start a new battle with Marbles. Firstly I,m struggling to find other threads with Marbles (now owned by SAV credit, I believe).

They received my CCA request on 20/5/09 and promptly replied claiming they were not required to supply anything.


Any advice?

[maroondevo52]

Hello and Welcome, Zak.

In the blue bar at the top of the thread, put in Marbles in the 'search' option, this will throw up threads on them.

Regards.

Scott.

[zak34uk]

Starting to get the hang of this. Been reading many posts and found that RTR vs Marbles is in a similar position to me. In response to the letter I received from Marbles (which I have finally managed to attach) I plan to send a letter of dispute due to failure to supply CCA and the following (found at RTR).

Reference ....... (your letter of xx xxx xx)
I am disappointed that you have failed to respond to my request for a true copy of my Credit Card Agreement to which I am entitled under the Consumer Credit Act 1974 (Sections 77−79). A copy of this letter is attached for your convenience.
I have previously enclosed a payment of £1.00 which represents the fee payable under the Consumer Credit Act.
I understand a true copy of my Credit Card Agreement should be supplied within 12 working days.
I am sure you also understand that under the Consumer Credit Act creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act.
Failure to respond positively will be reported to the Financial Ombudsman Service and the Office of Fair Trading.

Yours faithfully

[zak34uk]

To date I have now informed MBNA that we are in dispute due to their lack of responce to the CCA request. Now that they've had a couple of days to digest this should I be sending a Subject Access Request?