Credit security/wescot credit services.

[MARTIN3030]

Have had a letter this morning from Credit security Limited (aylesbury)

The letter appears to suggest I owe a debt to provident personal credit )which I believe I paid ages ago.

I do recall rec some demands from Wescot about this but ignored them they are quoted on the letter header re;wescot credit services -provident personal credit.

its a 7day payment demand.

on the bottom of the letter is another reference

legal payment processing in conjunction with Peter Knipe and co Solicitors...

All very confusing.........anyone had any dealings with any of these people ???

[surreyscouse]

have you got the companies house registration number and I'll have a look and see what i can find out

[MARTIN3030]

Originally Posted by surreyscouse

have you got the companies house registration number and I'll have a look and see what i can find out

Here we go

credit security limited
Credsec house
Oxford Road
Stone
Aylesbury
Bucks
HP17 8PL

REGISTERED NO 922180

TA

[surreyscouse]

ok, check your emails mate

[MARTIN3030]

in reply to their letter I sent an e mail which was delivered.
I stated that their requests were illegal and unenforceable.
I told them I was challenging the debt with the RBS

I also informed them that I would be submitting a Data Protection Act request and also a request to see the original agreement.
In addition I stated that I believed their default to be wrong and unjust.

I sent the letter off.
This morning I got another saying they had not rec my reply and were giving 7 days before legal action.

The amount they are trying to recover is 630.00
Today I got my bank statements and the total charges are a staggering £2360 for which every penny is a penalty !!!

I will be calling them to ask them to go ahead with their actions.................. .

One thing I am interested in......if the bank (as they have been doing ) pay back the penalty charges effectively wiping out the debt then presumably they have to repay the dca the money that they paid for the debt ??

does this mean we will also see dcas issuing proceedings against the banks ??

strange but true..................... .

[LondonPam]

Martin this topic has been discussed many times on the www.debthelpuk.co.uk website. If you pop over there and take a peep it may be of help. When someone sells on a debt, which they must have been done for Wescot to get hold of them, they have to inform you in writing that it has been sold. I have to say that Wescot have an awful reputation. Check out the site, as I know it will help. Any problems just shout at me lol

[MARTIN3030]

Originally Posted by LondonPam

Martin this topic has been discussed many times on the www.debthelpuk.co.uk website. If you pop over there and take a peep it may be of help. When someone sells on a debt, which they must have been done for Wescot to get hold of them, they have to inform you in writing that it has been sold. I have to say that Wescot have an awful reputation. Check out the site, as I know it will help. Any problems just shout at me lol

Thanks 4 this Pam...........must be the only thread Ive not read on here !!!

You learn something every day !

[babycasper]

i keep getting letters saying i owe money even when my parents have paid it for me. im getting fed up of this company sending me letters when its been paid.

[Number6]

Does anyone have a fax number for Credit security Limited?

Pete

[brandane1]

have a look there CSA Website

gives u the lot

[bessiebooh]

Thanks for the e mail adress am having problems with this company who continue to harass me when I have paid my debt.
I have e.mailed consumer group and complained heres hoping they will leave me alone now.

[Snorkerz]

Hi all, Fax number on CSA site seems to not work(?)

These people keep phoning me regarding a Lloyds TSB debt. I have already taken LTSB to court for harrassment regarding the same matter, and had compensation paid. I have told Credit Security this but they want me to send them a copy of the court paperwork. Do I have to do that? Surely it's up to their clients LTSB to deal with? As it hapens, I am sending them a letter by recorded telling them that they're next in court - but it grates me that it cost ME £1.04 a time to write to them to sort out THEIR cook-up!

[katiekatjas]

I have a credit card debt with them that was passed on from barclay card. To be honest I've not had any problems because i went to the citizans advice and as soon as they got involved they backed off. I never give them my telephone number only deal with them via letter, taking copies. I plan to pay the debt off completely soon, so will definetly keep a record of the payment if they make out they haven't recieved payments from other people. the annoying thing is i was working and paying insurance on my card, became ill had to leave my job and go on the sick but barclays refused to let me have the insurance cover and wriggled out of it. Then they got heavy with me when i couldn't afford the repayments. if they had of waited 2 months they would have gotten their money a lot quicker. card insurance is just a scam.