Settled in full

[:Boy:]

Hello,

Requested £380 in charges to be refunded, and they have settled in full today.

Long drawn out process but the time line was as follows:

19th June 2006: Pre Lim for £330
28th June 2006: Response from Capital One of a offer for £104
4th July 2006: LBA asking for full amount
14th July 2006: Response from Capital One of an offer of £104
18th July 2006: File N1 at County Court for £330 plus interest plus £50 CC fee
21st July 2006: Capital One responded, defending claim
4th August 2006 (letter recieved today): Capital One full refund of £380

2 more Capital One accounts to go!

Keep going everyone, and you WILL get that money back.

Another donation on the way!

Best regards

[Karnevil]

Congratulation David - well done - keep at'em

[:Boy:]

Thanks

[Dydie]

Hi David
Congrats .... quick question .... Capital one filed a defence to your claim, did they then pay you prior to a court date being set or did they admit the full amount? I am worried about having to go to court if they defend my action
Dydie

[:Boy:]

Hello,

They paid up before a date was set, they have 28 days when they acknowledge your claim, I have not known them ever to turn up in court.

They acknowledged my claim on the 21th July 2006 (Wendy Starr, Legal Specialist) and the letter from Capital One to settle the claim was sent by them on the 4th August 2006.

So just wait for that letter...

Best regards

[Dydie]

Thanks David

I have just filed my claims against capital one at court

Dydie

[:Boy:]

No probs,

Best regards

[mollyhannah]

well done! Just wondering, as i have looked around other forums i have seen people talking about sending a claimant pack to court cotaining details of acts of parliment and cases they will be refering to including unfair contract terms act 1977, supply of goods and services act 1982 etc. this is scaring the life out of me and im not sure whether to start mine or not anymore. Did you do this! Also if i do, im not sure where to send my letters i have asked on this forum but no one has answered me, all i have is a po box address and i cant do registered post to that please help.
Thank you
Karen

[:Boy:]

Hello,

No I did not do any of that when I filed my N1.

What details do you need and I can give them to you, and help you through this. Its not scary, just reality, you are just a number, a person claiming back money that is owed.

So don't worry about it!

Best regards

[Bettyboop]

Congratulations. Gives hope to people like myself who are about to start the court claim and finding it a little daunting.

[mollyhannah]

Hi David i am just wanting an address to send my prem letter to all i have is a p.o box and if i have to send registered post i wont be able to do this to a p.o box. Thank you for your offer of help i think i will be taking you up on it.
Thank you
Karen

[barracad]

You can send Recorded and Special Delivery items to PO Box addresses. But if it is your preliminary letter there really is no need - just an ordinary First Class stamp will do.

[smiffy01uk]

Data Protection Act request address

Legal Compliance Specialist
Capital One Bank (Europe) plc
Trent House
Station street
Nottingham
NG2 3HX