consumer forums consumerforums Total Bank Charges Returned : £17,500,569 to 10384 people.

Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Registration Problems | FAQ
The Consumer Forums  

CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and ensure this site will remain free to use!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£12.99 + £1 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1 (P&P)


Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Campaign > OFT Test Case Updates and Discussion

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

OFT Test Case Updates and Discussion This is the place to post any updates on the OFT v Banks Test Case, or to discuss issues relating to this case.

Reply
 
LinkBack Thread Tools
Old 9th October 2008, 20:33   #1 (permalink)
Platinum Account Customer
 
Free trial on our eBay auction sniper

Cagger since : Apr 2006
Posts: 12,007
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default OFT Bank Charges Q&A Update 09/10/08

http://www.oft.gov.uk/shared_oft/per...ksqa091008.pdf
Michael Browne is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th October 2008, 08:31   #2 (permalink)
Gold Account Customer
 
Give yourself a better chance with our claims guides and litigation kits

Cagger since : Feb 2007
I am in: Sunny Suffolk
Posts: 463
adamc6671 Novitiate
Default Re: OFT Bank Charges Q&A Update 09/10/08

At last - a very clear and easy to understand document, which lays out exactly where we claimants stand at present.

It seems there is likely to (eventually) be a way forward under the UTCCR's, and if I read it correctly it seems likely that the OFT will (eventually) state what they believe to be a 'fair' charge, above which they will consider action - very similar to the situation with Credit Cards.

Many thanks for the link MB.
adamc6671 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th October 2008, 11:59   #3 (permalink)
Basic Account Customer
 
eBay user? Find misspellings and zero-bid items

Cagger since : Jun 2006
Posts: 4
Dave W. Novitiate
Default Re: OFT Bank Charges Q&A Update 09/10/08

Quote:
Originally Posted by Michael Browne View Post

Is this the same as http://www.oft.gov.uk/shared_oft/per...judgement2.pdf ???
Dave W. is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th October 2008, 12:22   #4 (permalink)
Site Team
 
car2403's Avatar
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : Apr 2007
I am in: a Galaxy, far, far away... (Near Newcastle, that is!)
Posts: 5,015
car2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritativecar2403 Authoritative
Default Re: OFT Bank Charges Q&A Update 09/10/08

The Q&A link is "consumer friendly" version of the actual Judgment you've linked to, Dave W

__________________
Always happy to help where I can - and sometimes where I can't!
Chris

It was Winston Churchill who said;
"Democracy is the worst way to run a country except for all the others"

Advice and comments given are entirely my opinion, have no reflection on anyone (including CAG!) other than me, and are offered purely without prejudice. You should always seek legal advice from a qualified legal advisor, as the risks can sometimes not be worth the reward! Taking advice from a public forum can be very dangerous, as it usually comes from the experience of others and each complaint/claim/case is individual in it's own right.

Please don't PM me and await a reply, as I may be too late with a reply. (I get a lot of PM's!) Instead, ask your questions in your thread. If you don't have a thread, why not create one? There's a beginners guide linked below that will tell you how.

USEFUL LINKS;
(Please read these, as it will likely answer any questions you have)


car2403 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th October 2008, 17:54   #5 (permalink)
Basic Account Customer
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Jun 2006
Posts: 4
Dave W. Novitiate
Default Re: OFT Bank Charges Q&A Update 09/10/08

Quote:
Originally Posted by car2403 View Post
The Q&A link is "consumer friendly" version of the actual Judgment you've linked to, Dave W

many thanks CAR2403
Dave W. is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
OFT Bank Charges Q&A Update 14/08/08 Michael Browne OFT Test Case Updates and Discussion 8 28th August 2008 21:36
Where can I find an update on the OFT Vs Banks case? Paddysreturn General 2 23rd March 2008 00:51
Bank Charges Update? Poppy07 Barclays Bank 5 4th February 2008 15:39
Great update on bank charges ??????? tonycee Bank Charges and the Finance Industry in the media... 9 17th November 2007 14:53






Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE