Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
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Would you like to clean up your credit file? Check it out | | | | | | | OFT Test Case Updates and Discussion This is the place to post any updates on the OFT v Banks Test Case, or to discuss issues relating to this case. | Welcome to The Consumer Action Group and The Bank Action Group
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Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
11th June 2008, 17:25
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#1 (permalink)
| | Platinum Account Customer | Letter from bank ref OFT test case received today Not sure if other HSBC customers got this as well, but I got a letter from them today regarding the OFT test case.
(I have a claim against them for just under £1000.- which has been stayed)
The letter apparently is supposed to give me an 'update' and HSBC is pleased to tell me that the court has decided their overdraft charges are not unenforceable penalties, but are merely assessable for fairness under the Unfair Terms in Consumer Contracts Regulations which the banks will appeal. A new timetable will be set apparently in July and they will ask the court to keep my claim stayed until the test case has been concluded.
At this stage it is not possible to predict when the case will be concluded.
All in all it sounds a bit as if they are trying to rub it in a bit and are saying "ha ha... you'll have to wait for ages. Why not give up now."
Quite annoying.  |
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11th June 2008, 21:57
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#3 (permalink)
| | Platinum Account Customer | Re: Letter from bank ref OFT test case received today Of course, it's racking up interest nicely and I can wait all the time it takes.
I have just filed their letter and will ignore it, but I find it quite cheeky what they are doing.
Actually it really annoyed me.  |
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12th June 2008, 14:23
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#4 (permalink)
| | Platinum Account Customer | Re: Letter from bank ref OFT test case received today Funny that...........
I had a letter from Abbey today saying exactly the same thing!
I found it quite patronising, and it annoyed me also, especially the line that says "The banks are pleased that the court agreed that their current charges are not unenforceable penalties."
Of course they are bloody pleased - they hastily rewrote the T&C's in the run-up to the actual case, in the hope that this would be the outcome.
But I don't care about that - our cases are based on the OLD T&C's, and their Defence is based on the same. So I sincerely hope that the penalties issue on historic terms goes our way next month.
The other thing that really, really annoyed me - the judgement was handed down in April, but they are only writing to us today? Do they think we are all so dumb that we haven't been following the case? There is NOTHING in that letter that we didn't already know.
Supercilious barstewards
(Rant Over!) |
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18th June 2008, 11:32
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#11 (permalink)
| | Basic Account Customer | Re: Letter from bank ref OFT test case received today Quote:
Originally Posted by Bigmac versus Well one of the conditions for the waiver to remain in place was the banks HAD to keep customers up to date with the test case. | I've had chuff all from Barclays, I wonder if this would be grounds to get the stay lifted? |
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