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		The Consumer Forums > The Consumer Forums The Consumer Action Group > Campaign > OFT Test Case Updates and Discussion
The banks have lost - but you still cant have your money back!

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OFT Test Case Updates and Discussion This is the place to post any updates on the OFT v Banks Test Case, or to discuss issues relating to this case.

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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24th April 2008, 12:04	#1 (permalink)
mailmannz Classic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: May 2006 Posts: 196	The banks have lost - but you still cant have your money back! "A judge has decided that the Office of Fair Trading (OFT) can apply consumer contract regulations to decide if bank overdraft charges are fair or not. BBC NEWS \| Business \| Banks lose overdraft charges case" BUT dont hold your horses because you still cant have your money back...just yet! "Mr Justice Andrew Smith said his judgement, "does not necessarily mean they [the charges] are unfair." He also decided against the OFT, saying that the banks' terms and conditions were plain and intelligible." Actually, I think this is a bit of a red hearing because now at least the OFT can apply common sense to bank charges! Now all we need is for me lord to either lift the stays OR impose a blanket ban on all further charges until the eventual appeals are dismissed! Mailman

« what does the high court today mean | ROUND 1 to *US* : OFT wins "Test Case" »

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