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Go Back   The Consumer Forums > The Consumer Forums
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> Campaign > OFT Test Case Updates and Discussion

OFT Test Case Updates and Discussion This is the place to post any updates on the OFT v Banks Test Case, or to discuss issues relating to this case.


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Old 9th July 2008, 23:11   #1121 (permalink)
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Default Re: OFT v Banks - Round One to OFT

So, I see nothing very much happened today. We'll get judgement maybe by october, and appeals will start in november, maybe... apart from that :shrug:
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Old 17th July 2008, 17:04   #1122 (permalink)
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Default Re: OFT v Banks - Round One to OFT

No kidding.

The stay was put in place due to lack of evidence.

Because the Banks defended the claim the oft made.

However We Should have reason to belive these charges are unlawful because of this report.

There is more evidence to consider withint the case.
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Old 17th July 2008, 17:05   #1123 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Quote:
Originally Posted by JOSH_IOU View Post
However We Should have reason to belive these charges are unlawful because of this report.
We hope ....
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Old 17th July 2008, 17:07   #1124 (permalink)
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Default Re: OFT v Banks - Round One to OFT

"Hope"

Thats what this case is based on it would seem.
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Old 21st July 2008, 16:45   #1125 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Hi Guys,

Well no surprises here then! A six month extension on the waiver has just been granted - you don't say!

BBC NEWS | Business | Overdraft complaints frozen again

You never know maybe by then the appeal will have been heard!

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Old 28th July 2008, 18:33   #1126 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Hi everyone and Bookworm hope you are all well?.Looks like the banks are being kind to us all now by giving us extra on our overdraft facility and calling it a Reserve, is this for our benefit or is it to make them look good to the court ...
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Old 28th July 2008, 19:00   #1127 (permalink)
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Default Re: OFT v Banks - Round One to OFT

I think they are about a billion threads on the Barclays Personal Reserve or is there more
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Old 28th July 2008, 20:17   #1128 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Sorry yourbank but havn't been on for a while apart from that I only really post on this thread cannot understand all the gobligook on other threads so I am sorry to have been a bit of a bore to you... obviously you work for a bank?
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Old 28th July 2008, 20:29   #1129 (permalink)
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Default Re: OFT v Banks - Round One to OFT

I am on so many forums, that every time I see the words, "Barclays scam", "Barclays, has anyone got this before", I am screaaming ARRRRRRRRRRRRRRRRRGGGGGGG GHHHHHHHHHHHHHH! Yes a billion times. Sorry if the post came across like that, not meant as was written:o
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Old 28th July 2008, 20:57   #1130 (permalink)
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Default Re: OFT v Banks - Round One to OFT

YB are you saying the banks aren't working a scam with their 'new' charges
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Old 28th July 2008, 21:13   #1131 (permalink)
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Default Re: OFT v Banks - Round One to OFT

JC, I said I have seen the thread about the Barclays Reserve about a billion times, on here, MSE, PC, etc,etc, with the above named titles. Sometimes, I comment on them and mostly I don't.
Post 1127 was a throwaway comment.
JC, I seem to know less and less and less here, somedays. Perspective is everything, one person views a charge as a con, another as a scam, and another as a penalty for their mistake. I can understand you view and other contrary views.
For me, I don't get charges so I don't view them as something that I need to think about at this moment.
When I do have a view I am sure I will post somewhere on the tinterweb. I am sure I may have had a view in the past as Nattie on here.
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Old 5th August 2008, 03:35   #1132 (permalink)
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Default Re: OFT v Banks - Round One to OFT

What quite shocks/surprises me to all this is so 'low key'. This is our cash they are holding on to and yet it seems so few people 'rock the boat'. HSBC in my case merrilly charge me £150 a month as just 'procedure' and I look in dismay at their blaise attitude to it all. Do the financial institutions know something we don't I wonder?
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Old 5th August 2008, 17:54   #1133 (permalink)
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Default Re: OFT v Banks - Round One to OFT

No, but they can still charge until the conclusion of the OFT test case. The historical T&C's decision is likely in September and that decision will be interesting to see.
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Old 5th August 2008, 19:04   #1134 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Hi Guys,

I can not find anything on the OFT report regarding its investigation into bank charges. I understood that the OFT would hand over its preliminary report to the judge in a letter by the end of July. It is now the 5th August, has there been any developments?

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Old 8th August 2008, 12:33   #1135 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Quote:
Originally Posted by yourbank View Post
JC, I said I have seen the thread about the Barclays Reserve about a billion times, on here, MSE, PC, etc,etc, with the above named titles. Sometimes, I comment on them and mostly I don't.
Post 1127 was a throwaway comment.
JC, I seem to know less and less and less here, somedays. Perspective is everything, one person views a charge as a con, another as a scam, and another as a penalty for their mistake. I can understand you view and other contrary views.
For me, I don't get charges so I don't view them as something that I need to think about at this moment.
When I do have a view I am sure I will post somewhere on the tinterweb. I am sure I may have had a view in the past as Nattie on here.
Hi, even tho you clearly dont want to I'm agoing to ask anyway - what is this Barclays reserve all about?!

I haven't come on here for ages now, as it just seems like we're getting nowhere and someone mentioned something above about all we have left is hope - well I dont have that any more....
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Old 8th August 2008, 18:48   #1136 (permalink)
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Default Re: OFT v Banks - Round One to OFT

have a look at the barclays forum and all will be revealed
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Old 17th August 2008, 22:29   #1137 (permalink)
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Default Re: OFT v Banks - Round One to OFT

Hi Guys,

Could someone please tell me where I can find the new criteria for claiming hardship, which I understand has been revised and clarified recently by the FSA. Would there be a hardship claim for someone who has been written off work sick for 12 months, although working now, who has many debts building up, has accrued a number of CCJ's and is one step away from a repossession order being made on his home.

Thanks.

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Old 18th August 2008, 12:29   #1138 (permalink)
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