OFT v Banks - **House of Lords Appeal 23rd June 2009**

[mikejames1]

doh!!!

thanks for the info!

[Brit]

And again.......

The Office of Fair Trading: OFT case to commence tomorrow

[Caz1974]

Hi Does anyone have any idea how the case is going?

[Caz1974]

OFT test case delayed

7/08 15 January 2008
The OFT's test case on unauthorised bank default charges has been delayed.

The case was due to begin tomorrow at the International Dispute Resolution Centre, but has now been postponed due to the Judge's prior commitments running over. It is hoped that the case will start before the end of the week.
(hmmmmmmm I just found that press release)

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[stonedecroze]

the case is starting today at 10.30.

[The Grinch]

I just posted on another thread, I am trying to find out if any senior CAG members are attending to report back on the progress.
I know other sites are doing this, are we?

[choco]

I was going to ask the same thing Grinch, I'm pretty sure that CAG members are trying to be part of the 6 members of public allowed!! What a farce, I mean I'm not that surprised, but I thought they would of had less obvious tactics than that! I am sending my e-mails right now, I'm also forwarding this link to everyone I can think of, whether they're in this or not!

[Brit]

Sky News Update;

Future Of High Street Banking In Balance In High Court |Sky News|Business


It is expected that the case, already transferred to bigger premises at the International Dispute Resolution Centre in Fleet Street, will last until Easter, but most parties believe that given the huge importance of the outcome, it will go all the way to the House of Lords.
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[carter56]

what a shambles. but why are we suprised. really does make me think that its a done deal already and just going through the motions.
linda

[WILKINSS208]

does anyone think they they get away with it and we wont be able to claim anymore????

lets have a vote.............

YES 1 NO 0

[woodwa5]

Has everyone seen this update?

Long-awaited test case on legality of bank charges starts | Money | The Guardian

Woodwa5

[kev2b3]

Itell you what, the banks dont mess around. 20 barristers some who are paid upto 1000 pound an hour. It make you feel sorry for the one barrister appointed by the oft.

[Bookworm]

Lots of threads merged and duplicates removed, apologies to anyone who's been CAGbotted in the process!

It was felt that it would be easier to keep to one thread so that people do not miss one another's comments or information.

[jansus]

Was quite an interesting day today with the banks sol critising the judge for his comments and asking whether stays would be lifted if there was an appeal, They dont sound that confident. there is some good reporting about.


Jan

[SELV]

Looking at the odds 20-1 doesn't seem that 'our' man/woman stands much of a chance in that little room? but remember ZULU them Welsh guards put up one hell of a fight hey?

[SELV]

Hi everyone,it seems to have gone very quiet,have they all got locked in that silly little room? has nobody got any information?perhaps if i become a gold account customer people will speak to me and tell me what is going on?surely someone must know please help me....SELV...

[tonycee]

Originally Posted by kev2b3

Itell you what, the banks dont mess around. 20 barristers some who are paid upto 1000 pound an hour. It make you feel sorry for the one barrister appointed by the oft.

Really.?

I bet you 20 to 1 that even the 20, £1000 per hour barristers, cant bend, twist, or change, the "law" enough to make a £39 charge stick.

[StormWarrior]

I bet you 20 to 1 that even the 20, £1000 per hour barristers, cant bend, twist, or change, the "law" enough to make a £39 charge stick

Now Barclays owe me around £5K, so if I bet you £500 at 20 to 1, if the banks win, I lose £5000 to barclays, BUT get £10,000 from you.
If OFT win, I get my £5000 back, but owe you £500, so I 'm £4,500 better off than today!
Not a bad insurance rate 10%

[tonycee]

Not bad at all

[SELV]

Well since my last post all that has been on is a platinum account cat and a non avatar classic account post non of which have told me anything except how betting works I would be happier if that Dennis Taylor lookalike worm was to speak to me then I will know there is no more news .