consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> The NHS


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 10th July 2006, 14:28   #1 (permalink)
yobtaf
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006

Please donate something to CAG if we have helped you.

I am in: Smethwick, Near Birmingham UK
Posts: 54
yobtaf Novitiate
Default LOST PART OF MY FINGER Lawers please reply

back in january i started my new job after being made redundant by the "rover Crisis"

this new job was working with compressors about 4 weeks into the job i was cleaning a compressor out as it was balanced on a nut it sliped and took a small part of my little finger off just between my nail and knuckle i was rusherd to hospital i had puit the fingert in a plastic bad and was in A+E within 20 mins i was seen by the trieage nurse and sent to the emergancy assesment unit upstairs on arrival the nurse looked at my hand and requested the plastic surgen to come down.
i tolds her i had my finger (still in the bag) she took it from me and told me to wait for the surgen. when i asked for it back she said "why do you want it?" i jokingly said "well i was quite attached to it" she kept in and i sat down i was bandgaged up and was stiill waiting for the surgen. 4 hours later he comes down and starts to look at my finger he said "did u find the other part" i looked at him and told him a nurse had took it from me he looked shocked, he whent off and came back unable to find it. he said i would have to have an operation to remove some bone so my finger could heal properly,

the main point is the lost my finger that could have been reattached if they puyt it on ice when i gave it them what can i do???????????????????!!!! !!!!!!!!!!11111
__________________
COME ON LLOYDS WERE IS UR CHRISTMAS SPIRIT
PAY THE NICE PEOPLE OF CAG THER MONEY

SO FAR:
LLOYDS TSB:
29/05/06, - Data Protection Act sent
15/06/06, - Staements recived
19/06/06, 10:00 - Phoned Copy Statement Unit(0121 633 5452) - told them they didnt send full statements.
19/06/06, 11:00 - Call From Copy Staement Unit, Sending ALL Statements again INCLUDING the missing 3 Years.
24/06/06, - Statements recived
27/06/06, - Prelim Sent
03/07/06, - Standed Letter recived - LBA SENT
05/07/06, - More Statements recived

Antj87@hotmail.com
yobtaf is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th July 2006, 18:22   #2 (permalink)
Jhawc24
Classic Account Customer
 
Jhawc24's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 202
Jhawc24 Novitiate
Default Re: LOST PART OF MY FINGER Lawers please reply

Thats sounds really nasty. Not sure what the nurse was thinking, was she a student by chance! Surely if the finger part was too damaged to be re-attached then this should have been the surgeons decision.

You could contact the PALS (patient advisory liaison service) at the hospital as a first point of raising a complaint.

Sometimes when the tip of a finger is damaged it's mainly flesh damage which does repair / heal itself with a little help. If you are having some of the bone removed then this sounds a bit more complicated.

Paramedic in the making, joan.
__________________
First letter to halifax sent rec del 26/4
Data Protection Act letter to capital one sent rec del 26/4
Halifax 1st offer dated 5/5
Capital One ack Data Protection Act request rec 6/5
Request for repayment to Capital One 2/8
LBA sent 22/8
Court proceedings issued 13/10
Settled in Full 9/11
Donation made 14/11
Jhawc24 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th July 2006, 08:14   #3 (permalink)
JonCris
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 6,163
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: LOST PART OF MY FINGER Lawers please reply

Quote:
Originally Posted by Jhawc24
Thats sounds really nasty. Not sure what the nurse was thinking, was she a student by chance! Surely if the finger part was too damaged to be re-attached then this should have been the surgeons decision.

You could contact the PALS (patient advisory liaison service) at the hospital as a first point of raising a complaint.

Sometimes when the tip of a finger is damaged it's mainly flesh damage which does repair / heal itself with a little help. If you are having some of the bone removed then this sounds a bit more complicated.

Paramedic in the making, joan.
Do you have union representationt? If so speak with your local rep. Without knowing the complete circumstances it appears to me that your first cause of action may be against your employer.

Only if you can prove negligence by the NHS would your claim be successful against the NHS. Remember the courts do allow that the NHS sometimes make mistakes which are not always deemed negligence.
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2006, 03:06   #4 (permalink)
nathal
Platinum Account Customer
 
nathal's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 1,057
nathal Novitiate
Default Re: LOST PART OF MY FINGER Lawers please reply

Have a friend who back a couple of years just started a new job and a machine took of top of his finger. His hands were inside gloves, and he said he didnt know it had happened until he saw blood,maybe shock. He took the top piece of finger to hospital with him in ice but they were not able to attach it again, the response was that it had been crushed to badly. Not that it matters but he did get compensation for it.
nathal is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th July 2006, 11:31   #5 (permalink)
JonCris
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 6,163
JonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris AuthoritativeJonCris Authoritative
Default Re: LOST PART OF MY FINGER Lawers please reply

Quote:
Originally Posted by nathal
Have a friend who back a couple of years just started a new job and a machine took of top of his finger. His hands were inside gloves, and he said he didnt know it had happened until he saw blood,maybe shock. He took the top piece of finger to hospital with him in ice but they were not able to attach it again, the response was that it had been crushed to badly. Not that it matters but he did get compensation for it.
You don't say from whom but I imagine it was the employer!
JonCris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st November 2006, 22:57   #6 (permalink)
chesham
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 320
chesham Informativechesham Informativechesham Informativechesham Informative
Default Re: LOST PART OF MY FINGER Lawers please reply

Your employers will have liability insurance, for which your claim would originate. If you have the means, contact a solicitor to start proceedings on Health & Safety grounds - the longer you leave it, the more complex and harder to prove the case will be. All employers have insurance for these, as many people are compensated even though it may have been an accident and they know people will claim if they are injured doing their job.

As for the NHS, I don't think there is any case - the vast majority of medics will know if the tip of a finger can be sewn back on or not. The part that you mention sounds like it was too severed to be connected, as is usually the case if there is exposed bone, as it means the nerve, connective tissue and tendons have been damaged or severed too badly to reconstruct. However, I'm not a doctor and the NHS can make mistakes - but really, you won't get it back and is it worth the hassle? Speak to a solicitor, see what they say - you've got nothing to lose really!! But you will more than likely be able to claim against your insurer's insurance.
__________________
Worked in customer relations management, the police force, got a law degree and I'm now Head of Customer Relations .

I had severe debt and went bankrupt, dealt with it and came out the other side

If you found my post useful, please click the scales!
chesham is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd November 2006, 20:03   #7 (permalink)
dubliner10
Basic Account Customer
 
dubliner10's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 122
dubliner10 Novitiate
Wink Re: LOST PART OF MY FINGER Lawers please reply

Hiya,

Nasty injury by the sound of it and bloody painful. I've worked for years in an A&E dept. and the vast majority of times the last 1/3 of your finger from knuckle to tip if crushed cannot be reattached. Even if we sew it back on, you then need to see if the blood vessels, nerves etc. grow back. You have a really high chance of infection, and if gets in to the bone you've got problems. Most experienced nurses (and to work in Triage you should be experienced) will know if the tissue is viable. You also need to remember that the majority of nurses working in an area will have been there many years, most junior docs change every 6 months.
I hope you have recovered well, and wish you all the best. Sounds like communication could have been a lot better
dubliner10 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Car insurance/Lawers complaint Jamboray Insurance/Assurance Companies 7 1st June 2007 09:01
Reply to stock defence and Part 18 issues rbrears General 43 17th May 2007 22:50
How would you reply if offered only part of money/charges back? feefofum Welcome to the Consumer Forums 2 10th July 2006 16:45




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.