Lets get this Party started !!!

alf · 17th September 2006, 16:30

Hi Everyone

I have rec'd statements and in the process of listing all charges, over £4000!!!. Do I then send a copy of these with the prelim, am I correct, if not please advise, very nervous

they are over 2 different accounts, do I send them seperately?

barracad · 17th September 2006, 16:31

Yes you need to send them a 'schedule of charges' which is basically a list of the charges, dates, and amounts.

If the accounts are both with the same bank and both in your name then yes you can combine them.

Good luck.

alf · 17th September 2006, 16:34

I shall now sit and type for hours & hours listing all charges, thanks again. By the way isn't this site great

barracad · 17th September 2006, 16:51

Have you filled in the spreadsheet to work out the charges? If so, just print off the relevant part of that to save re-typing all the charges.

Quote:

Originally Posted by alf

By the way isn't this site great

Yes!

alf · 17th September 2006, 17:05

Sorry, but were is it I can't see for looking?

kerriegeorge · 17th September 2006, 17:14

templates libary section

alf · 17th September 2006, 17:21

Thankyou

alf · 25th September 2006, 19:46

Well done it, posted the prelim today 25/9/06. Sent one to branch & one to Bishopsgate, do feel a bit nervous , but feel better when reading the threads on this forum. I hope it goes well for everyone here. LET BATTLE COMMENCE

VeryTrying · 26th September 2006, 15:22

Good luck, and now you've got a couple of days to guess what's going to be in your reply. There are only so many ways for NW to say "S*D OFF", so have a read through other threads and try to guess which of the standard paragraphs are going to be in your letter! My favourite sentence is the one where we're told to send the court papers to 135 Bishopgate - there's NW trying to show a bit of bravado in the face of overwhelming odds!

May as well start getting your LBA ready now - your brush-off is most probably in the post as we speak!

alf · 10th October 2006, 19:22

hi all

had a second letter from stuart higley today, it says that he regrets there is little he can add to previous correspondence and note the proposed course of action. he has alerted his lawyers and litigation department accordingly. and to remind me that should i like to get back in touch with them , then use the bishopsgate addresss.

I thinks its a bog standard letter, can i start my court dealings now.

any help would be great

thanks

livelylad · 10th October 2006, 19:27

Quote:

Originally Posted by alf

hi all

had a second letter from stuart higley today, it says that he regrets there is little he can add to previous correspondence and note the proposed course of action. he has alerted his lawyers and litigation department accordingly. and to remind me that should i like to get back in touch with them , then use the bishopsgate addresss.

I thinks its a bog standard letter, can i start my court dealings now.

any help would be great

thanks

Yes typical fob off letter just continue with your timetable.

alf · 10th October 2006, 20:02

thanks for that lively xxx

alf · 2nd November 2006, 07:47

Morning everyone

could i have some advise please. i sent my S.A.R - (Subject Access Request) to ge cap on 19/10/06 and had a response from them on 27/10/06. The problem is that becos it is an old account that is now closed from yrs ago, they have said in thier letter back that , they are unable to deal with my enquiry, as your acc no was not quoted or is invalid.

I DO NOT KNOW THE ACCOUNT NUMBER, THATS THE PROBLEM.

i have searched and ransacked the house looking but cannot find anything, the payments nade to them used to be paid with a book, with payment slips at the PO.

is there a letter anywhere that i can send them that will tell them i had an account and that they need to flippin look for the information, needs to be forcefull really, or should i try and make up my own. has anyone else had this problem.

any help would be gratefully rec'd

thanks all

alf

alf · 2nd November 2006, 17:42

Help with the above please

natwesttookmymoney · 2nd November 2006, 17:55

Hi, Alf

Not sure what to say if you can't find any records. Did you ever use a bank account to pay them? At any time? If so, there should be a reference number against DDs or SOs that would be the a/c number.

Onbly other thing - were you ling at the same place as you are now? I would have thought that your name and address would have been one way they could do a search.

Oh - and another thing occurs to me. Credit reference agencies. Do a search on your own name and appropriate address(es). If GE Cap registered anything against you - and they often do - then any appropriate entries will have a reference number, which will probably be your account number but will definitely be a means by which they can trace your records.
Westy

(None of this has any legal standing whatsoever. I'm a bigmouth, not a lawyer)

2nd November 2006, 20:30

alf mate, try the CAG NatWest thread stickie for account closed. I wrote the thing so that it is as easy as A B C.

alf · 16th November 2006, 08:00

Hi All

I mcol'd NatWest in October, they have acknowledged, and have till 20th
November to put in a defence, I still haven't heard anything yet, is this normal. I appreciate that i can't do anything till the date, but its getting close now.

I would love to have a bit of advice.

Thanks

Alf

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.