Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | The Nationwide Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts.. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
16th April 2007, 00:33
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#5 (permalink)
| | Classic Account Customer |  Re: Help!!! Nationwide
Quote:
Originally Posted by Poppy07  I have received all my statements from Nationwide, sent a letter requesting my charges plus interesting back, totalling approx. £6k, they have now written back saying no basically, not even an offer!!! Can someone give me an idiots guide on what to do next!
Thanks loads! | They wont negotiate with you, court is the next stage with money claim online. You will have to read through stuff onthis site to help you. it will cost you around 120 if the claim is under 5k though, dont know if thats just one account or a few put together, but know if your claim is over 5k it costs slightly more. dont be put off its game on now. | 
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16th April 2007, 00:34
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#6 (permalink)
| | Classic Account Customer | Re: Help!!! Nationwide
Quote:
Originally Posted by MilkTrayMan Hello Poppy07!
1/ Open 'parachute' current account.
2/ S.A.R.
(up to 40 days)
3/ Preliminary Letter
(14 days)
4/ Letter Before Action
(14 days)
5/ File Claim @ Court
6/ WIN
7/ Get on with life!...lol
P.S. Once U have sent your PL, work to your timescales NOT theirs.
Any correspondance U receive from the Nationwide, that does NOT offer U what U are Claiming for in FULL, is best ignored.
It is designed to put U off pursuing your Claim and by getting U in a tizzy, it will draw your mind away from your main aim. | I wish I had your confidence..... still waiting for their defense , 14 days left to 28! | |
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16th April 2007, 09:27
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#7 (permalink)
| | Basic Account Customer | Re: Help!!! Nationwide
Quote:
Originally Posted by MilkTrayMan
btw...Hope U are also Claiming C.I. @ 24.9% APR??!
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Whats this????? | |
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16th April 2007, 15:23
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#10 (permalink)
| | Platinum Account Customer | Re: Help!!! Nationwide
Quote:
Originally Posted by PPMAN159 Surely if this is going via MCOL then interest of 8% is all that you claim? | Try reading threads of winning Contractual Interest Claims! Daily Compounded Contractural Interest (24.9%AER in Nationwide's case) is what Nationwide charges for unauthorised borrowing. ...and U want to just charge them s69 8%APR Statutory Interest, which is just simple interest, for likewise "borrowing" without your authorisation, when they have debited from your account unlawfull Bank Penalty Charges??? Your choice of course!!! | |
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16th April 2007, 17:42
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#13 (permalink)
| | Platinum Account Customer | Re: Help!!! Nationwide
Quote:
Originally Posted by PPMAN159 ...How sure can you be that if we up the rate from 8% to 24.9% the courts will accept this figure and rule in our favour? | I refer U to the advice I gave in #10 | |
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Do your Internet search here:
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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