me vs the world

thefoolonthehill · 1st November 2006, 14:23

Hi just thought i would say hello to everyone. I have been lurking on here for a couple of weeks and have finally plucked up the courage to start my proceedings.

I have sent off the letter with my £10 to Virgin Credit Card, Nationwide Building Society, Nationwide C/C and Barclays Current Account.

I also about 2 years ago had an egg card which i closed so when i get the acc details they too will receive a request for info.

This site has given me the confidence to start this and for that i would like to thank everyone.

I will keep you posted.

Iain Smith · 1st November 2006, 14:25

Go for it and gd luck.

thefoolonthehill · 7th November 2006, 14:24

hi quick question to one and all
I have sent off my S A R letters last week and I am going to chase the following for my charges back
Nationwide
Nationwide Credit Card
Barclays
Halifax
Virgin card

when i get to the stage where i file my claim by say money claim do i have to pay 5 seperate costs.

a bit confused by it all

jburchell · 7th November 2006, 17:55

Yes you will do as they are all separate institutions - if they get to that stage that is.

They will no doubt close your Nationwide current account though and maybe your credit card. I have / had both but they didn't close my CC as I didn't have any charges to reclaim. May be worth setting up another CC if you have a balance on there you can't repay.

thefoolonthehill · 13th November 2006, 14:57

hi bit of help needed.

Barclays have got back to me with my statements and I am going to send the prelim letter. I was looking on the step by step process and it mentions sending a spreadsheet detailing the charges. my question is is there a link to a spreadsheet i should use or do i make my own spreadsheet

thefoolonthehill · 5th December 2006, 15:05

I have still not received my request for copy statements from Nationwide cc and virgin cc. what would be the best sourse of action now?

thefoolonthehill · 19th December 2006, 09:55

i sent my lba to nationwide on tue of last week and received a reply yesterday stating they are sorry i didnt receive there letter and enclosed a copy of the original reply.

should i now go through the court process, send them another lba or wait another week to take them to court.

anyone help appreciated

thefoolonthehill · 15th February 2007, 14:19

Hi all

a quick update. i am currently in the court process with nationwide and nationwide cc. the nationwide current account claim was acknowledged by mr bacon on 06/02 with his intent to defend.

can anyone advise me on what will happen now.

kelly101 · 15th February 2007, 16:12

Hi,

I am at the same stage of the process as you. I believe that the defendant has 28 days from the date the claim was served on them to file a defence. If they don't you can file for a judgement. If they do file a defence then the court will send you a questionnaire to fill in.

I think that's right, if not, please can someone correct me.

Good luck!!!

Kelly

thefoolonthehill · 1st March 2007, 13:10

hi all

just a quick update. I have won my case and recevied £1030 from nwide which is nice. I have almost paid off my o/d draft with this which is a good feeling.

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