consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> The Nationwide > Nationwide Successes

Nationwide Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 9th August 2006, 17:15   #1 (permalink)
nursiepoos
Basic Account Customer
Wink Smiths vs Nationwide

Hi all,

Ive finally worked out how to post a thread lol. Have just paid £250 via the Moneyline court system to claim back the £11+k i've been charged by Nationwide over the last 6 years. Could you all please cross your fingers for me . Nationwides reply to my claim was that I agreed to their terms and conditions so tough...so as I couldnt pop down the the high street and thump the branch manager I had to proceed to court. Will keep you all posted. Good luck everyone
nursiepoos is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 17:18   #2 (permalink)
nursiepoos
Basic Account Customer
Smile Smith vs Nationwide

Hi all,

Ive finally worked out how to post a thread lol. Have just paid £250 via the Moneyline court system to claim back the £11+k i've been charged by Nationwide over the last 6 years. Could you all please cross your fingers for me . Nationwides reply to my claim was that I agreed to their terms and conditions so tough...so as I couldnt pop down the the high street and thump the branch manager I had to proceed to court. Will keep you all posted. Good luck everyone
nursiepoos is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 17:20   #3 (permalink)
callumsgran
Platinum Account Customer
 
callumsgran's Avatar
Default Re: Smith vs Nationwide

good luck to you too!
callumsgran is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 17:35   #4 (permalink)
nursiepoos
Basic Account Customer
Smile Smith vs Nationwide

Hi all.

Have finally worked out how to post a thread lol. After following the procedures suggested on this site I have today paid £250 via the Moneyclaim court site to claim back the £11+k i have paid in charges to Nationwide. Basically their reply to my initial letters was "tough". Ill keep you all posted. Everyone cross your fingers for me please . Good luck to you all.
nursiepoos is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 18:48   #5 (permalink)
ricothesquirrel
Basic Account Customer
Default Re: Smith vs Nationwide

they're crossed!
ricothesquirrel is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 19:07   #6 (permalink)
dolly
Platinum Account Customer
 
dolly's Avatar
Default Re: Smith vs Nationwide

WOOOOOAAAAAHHHHH.

That is one hell of a claim. Fingers crossed on this one and please, please keep us updated - haven't seen one this big on the Nationwide section.
dolly is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 19:12   #7 (permalink)
Nick37
Basic Account Customer
 
Nick37's Avatar
Default Re: Smith vs Nationwide

Blimey, good luck nursiepoos... as Dolly says that is a big claim.. Go get em girl!!
Nick37 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 20:19   #8 (permalink)
HKS
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 86
HKS Novitiate
Default Re: Smiths vs Nationwide

Good luck! That is huge! Really hope they pay up for you.
HKS is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th August 2006, 20:36   #9 (permalink)
davisc02
Classic Account Customer
 
davisc02's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 202
davisc02 Novitiate
Default Re: Smiths vs Nationwide

Jeez 11K!!! they must have been charging you hundreds every month, I thought I had a decent claim!!!:o

Good luck
davisc02 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th August 2006, 02:27   #10 (permalink)
nursiepoos
Basic Account Customer
Talking Re: Smiths vs Nationwide

Thanks to all those who replied. Yes £11k is a huge amount, and dont forget thats just the last 6 years. I 've banked with them for 17 years. We really are that bad at running our account, its quite embarassing really, but most of the time the money has only been a day or two late being paid in (hubby self employed) but even if you ring them and say this is going to happen they aren't interested in helping you out. Today we received a Notice of Issue from the court letting us know that our claim had been lodged and that Nationwide had been sent their docs on 10/08/06. they have until 29/08/06 to reply. will keep you all updated. I think I read somewhere that this site would like my claim number/court details etc so they can track my progress too, cant remember where i saw it tho...anyone know? keep in touch mates x x
nursiepoos is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th August 2006, 14:29   #11 (permalink)
nursiepoos
Basic Account Customer
Default Re: Smiths vs Nationwide-YIKES

Hi everyone,

Well this morning I received the Notice of Acknowledgment of Service and Nationwide intend to defend all of my claim. OK, so now i feel like caving in already . What a wuss. I cannot bear the thought of actually going to court, although Dolly-site helper- has kindly offered to dig out some information for me. I know i'll get all tongue tied and incoherent lol. the thing is £11k is a huge amount thats worth fighting for, i dread to think what i'll have to pay out if i lose! Prayers and crossing of appendages welcome

x
nursiepoos is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th August 2006, 14:45   #12 (permalink)
Tazz
Basic Account Customer
 
Tazz's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 52
Tazz Novitiate
Default Re: Smiths vs Nationwide

Well good luck nursiepoos - I received notification of their intention to defend on Wednesday 19th July, and the money started to go in on Thursday 20th July.

Remember - it can appear at any time of day.............

Tazz
Tazz is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th August 2006, 15:14   #13 (permalink)
dolly
Platinum Account Customer
 
dolly's Avatar
Default Re: Smiths vs Nationwide

Nursiepoos - have you still got an account with them? Every time they have said that they intend to defend the money starts going into the account within a day or so, so if you have, please check it
dolly is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd August 2006, 12:14   #14 (permalink)
nursiepoos
Basic Account Customer
Default Smiths V Nationwide - Nationwide Paying Up!!! Yipeeee!!!

OMG OMG OMG I'm in shock. It does work, and these advisors aren't crazy! Lol.
Total claim £11,247.00
  • Data Protection Act letter sent 06/06/06
  • Prelim Letter 24/07/06
(LBA not sent as they charged me another £750 last month and wouldnt negotiate 2 days for me to get the money in the bank so I threw a hissy fit and went straight to the moneyline stage, willingly handing over the £250 fee)
  • Moneyline claim 10/8/06
  • Acknowledgement of Service 14/8/06
22/08/06 - Payment into account - £250.00
23/08/06 - Payment into account - £9,080.00!!!!!!!!!!!!!!

Presumably they'll pay the rest today or tommorrow. I'm over the moon. All those jitters were worth it. Keep going everybody, if they can pay me back £11,000 then they are admitting that they cant justify their charges. I might even claim back the £750 they charged me last month now lol. (New acc with Lloyds opening tommorrow.)

Many many thanks to Dolly for all you support and advice. We will hand over 5% gladly and thankfully.

(Not sure what to do about the court now though, I see there is a customer helpline phone number on the Moneyline site, will give them a call.)

Could Dolly or a Moderator please contact me for details of how I can hand over some of this lovely lolly ) x x x xx xx
nursiepoos is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd August 2006, 12:40   #15 (permalink)
marianiamh
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 71
marianiamh Novitiate
Default Re: Smiths V Nationwide - Nationwide Paying Up!!! Yipeeee!!!

WELL DONE!!!!! CONGRATS!!!! BET YOUR GONNA HAVE A GREAT WEEKEND!!!!

I WOULD JUST DIE IF THAT WAS MY BALANCE WHEN I WENT TO DRAW OUT ME LAST TENNER LOL!!!
marianiamh is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd August 2006, 12:41   #16 (permalink)
rachel 92
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 41
rachel 92 Novitiate
Default Re: Smiths V Nationwide - Nationwide Paying Up!!! Yipeeee!!!

Congratulations!! I'm so pleased for you.

I have just started my fight too re-claim my money gives me so much strength to hear people getting there money back this does work.

Enjoy spending it!!
rachel 92 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd August 2006, 12:56   #17 (permalink)
seanski
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 14
seanski Novitiate
Default Re: Smiths V Nationwide - Nationwide Paying Up!!! Yipeeee!!!

Hi very well done indeed ,im just at the the moneyclaim stage with these guys hope every1 else gets there monies too.
seanski is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd August 2006, 13:09   #18 (permalink)
davisc02
Classic Account Customer
 
davisc02's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 202
davisc02 Novitiate
Default Re: Smiths V Nationwide - Nationwide Paying Up!!! Yipeeee!!!

Jeez you'll be bale to buy yoouself a second home with that lot

WELL DONE!!!!!!!!!
davisc02 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
<