I am Not Sure where to Turn next

[Justhadenough]

I am slightly concerned after reading many of these articles; I have currently a complaint going through the FOB, and has now been running for a year. The basics are that the bank gave an incorrect settlement figure to our solicitor when we were changing lender the capital sum of £1900.00 this allowed the bank to take a second charge without our knowledge when we went to sell the house 5years later the sum had grown to over £19k we had to pay £14k to get out of it. We never knew anything about this or even given a letter to state this. Solicitor claims he did what he was asked, bank says we should have known..Dont know what to do after reading the blogs on this site.

[Justhadenough]

Just maybe a little more info to help anyone who can reply with advice.

The bank stated that because it was an all monies mortgage, regardless of the settlement figure, they should have received all the money raised from the re mortgage with the other lender. My real anger is that I should have been told, is there no code of practise that say if you owe money they should tell you, give you the chance to clear It.? They said that they didn’t take a second charge on the home they simply deferred their first charge I don’t understand that. All those charges occurring for all those years and I didn’t know surely that can’t be right.