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Mortgages and Secured Loans Advice on dealing with secured debt


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 22nd June 2008, 00:01   #1 (permalink)
bella6baby
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Dec 2007
Posts: 5
bella6baby Novitiate
Default kensington

help! god these lot do my head in i pay my mortgage on time every month by bankers draft and every month they fone me say they avnt got it then i tell them they av becoz i sent it recorded delivery.any way this month they rang me 2 say not enough funds in ma account i reminded them after speaking 2 2 different people i send a bankers draft oh they said could i check 2 c if they had cashed it ha ha i dont think so check your selfs!
today i get the same fone call saying i am in arrears i dont think so i have already told ur workmates i av paid check my account i always pay on time oh yes u do woz the reply so why the hassle!! i feel they want me to default on ma account they are tryin very tactic but they aint gonna beat me i only have 14 months left with them then i am out has anyone else ad same probs?
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Old 22nd June 2008, 10:42   #2 (permalink)
MortgageTalk
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Default Re: kensington

In my experience the majority of lender's administration is woeful and cumbersome - hence the constant aggravation over redemption totals. Why not save time and expense and pay by direct debit?

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Old 2nd July 2008, 00:41   #3 (permalink)
bella6baby
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Watch out, there are Claims Touts about!

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Join Date: Dec 2007
Posts: 5
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Default Re: kensington charges for not doing direct debit

ok taken me four weeks of constant calls to kensington telling me it would be sorted, my cheque had been returned which was a lie but yes today they have found and prossessed my cheque this after only 20 mins after i told them i had sought legal advice and was put through to a manager! now i need to know if they can charge me £9 a month because i dont do direct debit i now put the money in their account not that i dont trust them to take the right amount out of my account on direct debit
please help
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