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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 10th June 2008, 21:18   #1 (permalink)
redhen
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Posts: 9
redhen Novitiate
Default Re-Mortgage charges!!!!!!!!

Hi There,

I have recently re mortgaged and my old mortgage company sent me a early repayment statement which had on it a monthly interst charge I query this with the company and also how they reached there current balance as ther was no statement breakdown. The guy stated that I had to pay one months interest but It went into a second month then two months interest. and guess what mine went into 2 when we completed on the 2nd, I paid this as lots of hassell and stress so just paid it they did say that I could try for a refund. So my solicitor has written to the company asking if they can apportion the interest for the two days in May to date not heard anything can anyone one advise. Also I have been charged 190.00 final repayment charge 15.00 per statement and 50.00 administration charge could I try to get these back as i'm so livid how they just keep ripping us off.

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Old 20th June 2008, 07:33   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Re-Mortgage charges!!!!!!!!

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Old 20th June 2008, 11:16   #3 (permalink)
MortgageTalk
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Default Re: Re-Mortgage charges!!!!!!!!

Interest is payable on a mortgage up to the redemption date, as to the ancillary charges, check the T & Cs of your mortgage offer? If they aren't documented then you shouldn't be charged.

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