Heres one for you.
I currently have reposession info on my credit file. The 6 years is up next Feb 09
I have recently sent Abbey National a letter regarding the incorrect info on the CML data. the debt should be marked satisfied as the debt ended up with a surplus. I managed to get about £5000 myself and the other 5k going to my ex (spit) wife.
Its still marked as not satisfied. Obviously im chasing this up.
Heres the question.
Can i CCA them for the original mortgage agreement. Hopefully if they cant come up with this can i then demand that they remove the CML data on the grounds that they cannot back up their claim.
Hope someone can help.