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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 16th April 2008, 10:43   #1 (permalink)
libra007
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Join Date: Oct 2007
Posts: 45
libra007 Novitiate
Default Libra007 vs Birmingham Midshires

inspired by Tonycee success, I am planning to re claim charges back from BM.

I am still with BM and paying mortgage regularly now after back on full time employment. also pay extra 200-300 every month towards arrears which i guess stands at 1500.

instead of asking in other threads i decided to open a new one here.

my rough estimates about charges are it will be around 2500-3000 consisting different amounts 30 35, 40, 50 and sometime 100 at various point of time cost of letters sent to me.

given the scenario, could you please all guide me through. ie the steps i should follow?

thanks
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Old 16th April 2008, 20:35   #2 (permalink)
tonycee
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Default Re: Libra007 vs Birmingham Midshires

Hi libra...Im flattered and hope we can help you too.

But i couldnt have done it without the WHOLE team...

Firstly, exactly what stage are you at ?.

Do you have details of all the charges applied to your account?.

This is very important.

If not, i would ask Birm Mid to supply you with a detailed breakdown.

I started with a S.A.R - (Subject Access Request), and they gave me the run around for ages, when i eventually asked for a breakdown of charges, they replied, why didnt you say that in the first place ?

We are right behind you.

Good Luck.
__________________
.



I Wish you everything you wish yourself.

.


NatWest Claimed £1,639. Accepted £1,344.
NatWest Paid me again as GOGW £1,656. Yes they can have it back if they say please.
Barclays 1 Claimed £1,260. Won by default. Paid in full
Barclays 2 Claimed £2,378. Won by default. Paid in full
Birmingham Midshires. Claimed £2,122. Accepted £2,075.




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Old 30th April 2008, 10:58   #3 (permalink)
nicho1120
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Default Re: Libra007 vs Birmingham Midshires

whats the implications of still being with them and claiming? Are they likely to be funny again if you ever fall into arrears. Any news anyway Tonycee ???
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Old 30th April 2008, 11:08   #4 (permalink)
tonycee
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Default Re: Libra007 vs Birmingham Midshires

I found them to be very professional.

I cant answer on how they would respond if you fall into arrears.

I honestly dont know.

My claim is HERE if it helps at all.

Last edited by tonycee; 30th April 2008 at 11:15.
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Old 30th April 2008, 11:14   #5 (permalink)
nicho1120
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Default Re: Libra007 vs Birmingham Midshires

Sorry Tonycee. Meant to ask how Libra007 was going on. Apoligises for that.
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