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Old 15th April 2008, 04:06   #1 (permalink)
moocat
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Question Advice needed Ex Partner reneged on Joint Mortgage

Hi,
I really need as much advice as anybody can give me please. Basically I foolishly allowed my now ex partner to take out a re-mortgage on my property which was solely owned by myself. 4 months after the house was re-mortgaged in joint names, and extra money borrowed on top he just upped and left with no reasonable explanation at all.
I have gone from owing 38k to now owing 72k, obviously I would not have even considered this joint mortgage had I not been re-assured and had some sort of trust in my ex partner.
I need to know where I stand legally, He does not pay anything to me or the mortgage even though hi name is on it still. I realise that he has to be removed from the joint mortgage, but at present my salary alone is not enough for the bank to consider removing his name.
My main point is, legally do I have any leg to stand on in terms of the fact that: He committed himself financially to a 24 year agreement, which he decided to just walk away from for no reason at all? He also took with him 3k out of a joint savings account which he was not entitled to in my opinion as this was money which was left over due to the house being remortgaged in both names. I want to take him to court for shunning his responsibilities - Have I got any chance or am I just wasting my time?
I would be really grateful for any help, I am basically clueless anyway with regards to mortgages and this is the firts and only property I have ever owned.
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Old 15th April 2008, 19:15   #2 (permalink)
Ell-enn
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Default Re: Advice needed Ex Partner reneged on Joint Mortgage

Hi there, I'm sorry to hear you have found yourself in this position, it must be very upsetting for you. However, I do think you should take legal advice on this situation. There are lots of law firms who offer an initial free consultation which will at least let you know where you stand legally and what you can do.

Kind regards

Ell-enn
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