Directions Hearing Leeds

[JonCris]

When the mercantile courts realize they are not defending & just wasting the courts time settlement of a claim pre-disposal may not be enough. The court may order that the matter continue to be heard in the public interest.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[too strong]

It may be a good idea (just out off interest) for anyone who is on the list and is paid out beforehand to post which company has paid out and when.

Just gives an idea of how far some companies are willing to go.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[j.barton1]

Hi, I think were all hoping to be contacted by our banks before feb, some others are contacting the bank themselves, I dont think i have the guts to do it, is anyone else considering it?

[caro]

Let them come to you. I'm sure your bank is even more keen than you to keep out of court, but if they think you want to get out of it too they may not cough up so easily. I would suggest that you just hold your ground and let them do the running. You are in an excellent bargaining position.

[too strong]

Originally Posted by caro

Let them come to you. I'm sure your bank is even more keen than you to keep out of court, but if they think you want to get out of it too they may not cough up so easily. I would suggest that you just hold your ground and let them do the running. You are in an excellent bargaining position.

Took the words right off my finger tips.

[j.barton1]

Thanks for the replies, funnily enough i've just had a missed call from barclays, could be that they've realised my hubbies wage is no longer going in or it could be something more interesting, customer services couldnt tell me who's phoned and why, the message said they'll try again later. fingers crossed xx i'll keep you posted.
Jenny

[j.barton1]

Hi, Still no word from barclays....has anyone started their pack for the hearing yet? If so can you let me know what to put together???

thanks in advance

Jenny

[j.barton1]

Hi, Have you all seen bankfodders message saying that with the multitrack claims the litigate in person can claim costs @ 9.25per hour (cpr 4 am i right in thinking if barclays are settling we can claim this too?
Jenny

[CrispDust]

My claim already includes £80 costs. Since it was a business account I thought it was justified as I took my "professional time" to do all the work and graft.

[kokomar]

hello I'm on the list too! 6LS40694

[stan5131]

Crispdust, I have received a letter from the courts this morning. I am definitely on the list. Also received enc list of other claimants. There are 48 on the list.

[j.barton1]

Hi, My list only goes up to 35 and a few of those have settled, I didnt know they could keep adding to the list..but its a hearing for bank charges so they probably are aware that most of us will not get to court.
Stansfield, how many on your list have settled now?

Jenny

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[stan5131]

Just two.

[stan5131]

You are there jenny vs Barclaycard

[caro]

Don't forget this is a Directions Hearing so my guess is they are going to be considering how to deal with this type of claim generally, so they can keep adding to the list. I don't know that they will necessarily deal with the claims themselves on the day, although you need to be prepared for that just in case the banks don't all settle. (I know it's unlikely).

[Glenn UK]

FWIW

Although not mercantile court, my local cc has been hearing multiple bank claims (sorry i meant at AQ/Directions hearings) in the full knowledge that the banks are likely to settle prior to the hearing date.

So it seems to me that although it seems to have taken time the courts are resolving the bank problem in their own ways, mercantile being one, striking the defence out is another, ordering standard disclosure, and maybe others.

So for all those in the mercantile court, hang in there and keep waiting, its the banks turn to sweat now.

Glenn

[j.barton1]

Hi,
I am trying to fill in my case management sheet but i dont understand most of it.
The basics i can do, but i dont understand what "advocates for trial" is or all the section about disclosure. Also is there anything i should put as the substance of the case. I'm getting more worried about this and do not want to fail near the last hurdle...sorry in advance if this is a really simple thing...but i am really not sure about the sheet.

Jenny

[stan5131]

Jenny, ive not got that yet!

[j.barton1]

Hi Stansfield,

The one i've got is in this...
http://www.dca.gov.uk/civil/procrule.../pd59_cmis.pdf

Hope that it helps...I'm lost in the lingo!!!

Jenny

[CrispDust]

You can add one more to the settled list. My claim against IKANO was settled last month.
Suppose I should let the court know....
Going to do my CMC/court bundle at end of the month. No point in doing it any sooner since could be a waste of time. Have tax return to do before then anyway