Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Do your Internet search here
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
|
Come and chat with us here (NB: External site NOT affiliated with CAG)
| | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Mercantile Court cases and Stays pending a test case If you have been transfered to the Mercantile court then you can discuss it here.
If your cases has been stayed pending a test casse - then also you can discuss it here. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
4th November 2006, 13:39
|
#3 (permalink)
| | Basic Account Customer |  Re: CG vs Citi - Mercantile Court
Here is a letter which I have drafted and sent to the Mercantile Court to expedite my Case Management conference, hope it may be of help to others
I am writing as required to apply for a case management conference in relation to my case. I would respectfully ask the court to note that I am a litigant in person and have limited knowledge of the procedural rules and requirements. I have obtained a copy of “the Admiralty and Commercial Courts Guide” which I am using to inform me of the relevant processes. I would request that it be so ordered that the Defendant in this case, being a large multinational organisation with access to substantial legal resources, draw up the required memorandum. With this in mind I would also request that the Court so orders that in this case the bundle be drawn up by the solicitor’s for the Defendants.
I would kindly request that the court please forward any correspondence from the Defendant which it receives in relation to my case. Additionally I would request that standard disclosure be ordered in this case in particular the actual costs of the Defendant in managing the penalty charges in question. I would also bring to the courts attention that the defendant is routinely asking for their evidence to be received secretly and in private. They have done this in over a dozen cases of which I am aware although I know of only one case so far where this was granted. I am concerned that they will request the same at the mercantile court.
If this is the case then I wish respectfully to make my objections known now:
If the Defendants ask that their evidence be received in secret without any opportunity for myself or any other person to have an opportunity to examine it in advance of the hearing. Furthermore I understand that it would not be possible to carry out any cross-examination in respect of that evidence and that I would have no opportunity to have the evidence scrutinised by my own expert or an independent expert, despite the fact that the defendant's evidence is likely to be of a technical nature.
I wish to object to the defendant’s request if so made. It cannot be in the interests of the Overriding Objective to allow secret evidence to be taken. Furthermore the question we are deciding is the lawfulness of the defendant's penalty charge system. The defendant claims that their evidence is" commercially sensitive". However the question of the defendant's penalty charge regime does not refer to their core business. This is confirmed in the report of the Office of Fair Trading's report to which the defendant often refers in their defences. Whilst it could well be the case that information relating to the defendants core business could indeed be commercially sensitive, the question of penalty charges relates to an incidental aspect of the defendant's business -- and which if the defendant is to be believed, produces no profit at all as according to the defendant, their penalty charges merely cover their administrative costs. It is also true to say that the defendant has in the past claimed that their costs are merely in line with those of other similar organisations. Clearly then, the defendant's penalty charge regime is not a competitive matter, according to the defendant it brings them no profit and therefore there can be no grounds for saying that the information is commercially sensitive.
Can I please request that the following dates be avoided for any proposed Case Management conference:
I am grateful to the Court for their patience and indulgence in view of my status as litigant in person. Thank you for your time and assistance. | 
|  | |
6th December 2006, 00:31
|
#16 (permalink)
| | Platinum Account Customer | Re: CG vs Citi - Mercantile Court
Quote:
Originally Posted by marcopolo  Update, had my Case Management Conference today in front of His Honour Judge Mackie QC, (very pleaseant man). Citi did not turn up!!! The judge appeared less than impressed with this and even asked for their telephone number not sure if he was going to call them or not. The judge made a directions order which I am quite happy with and I will be sending this off to Citi today, do not want to put the full details on here as this would not be fair to Citi. No trialbefore Christmas though | Sounds promising marcopolo, specially if you're happy with it.
Keep us updated (def. when you post the directions  )
Cheers
Michael | |
| | |
6th December 2006, 17:30
|
#18 (permalink)
| | Basic Account Customer | |
