Consumer Action Group envelope labels
You are part of a community of over 185,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here
Your Internet search-box
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
Your Internet searchbox
Come and chat with us here (NB: External site NOT affiliated with CAG)
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Mercantile Court cases and Stays pending a test case If you have been transfered to the Mercantile court then you can discuss it here.
If your cases has been stayed pending a test casse - then also you can discuss it here. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
23rd October 2006, 10:41
|
#1 (permalink)
| | Gold Account Customer | Breaking news for cases stayed in Cardiff I have spoken to the court in Cardiff today, enquiring about my stayed case which was pending on the outcome of a test case in London on the 17th of this month. Apparently they were all settled before the hearing (no surprise there) apart from one (no info available on that)
There will be a small claims hearing with the circuit Judge Hickingbottom on the 21st December at 10.30. The Judge will be listing us altogether and we should receive confirmation of this in the post this week!
I see light at the end of the tunnel at last!!!!  |
| |
23rd October 2006, 12:44
|
#2 (permalink)
| | Platinum Account Customer | Re: Breaking news for cases stayed in Cardiff That's excellent - hope it's the light at the end of the tunnel indeed
I just rang Swindon CC about my 2, in case there was something similar (though they're just pending "a likely test case" - no dates  ), but nothing at all. They advised me to write in, so I'm definitely sending my letter from this thread
Cheers
Michael |
| |
5th November 2006, 15:21
|
#9 (permalink)
| | Platinum Account Customer | Re: Breaking news for cases stayed in Cardiff Quote: |
Originally Posted by stadium_arcadium Quoted from Mcuth's thread here.. (hope you don't mind Mcuth) | Not a problem
I would say that something along those lines is required if you want to make a written submission (i.e. if you can't be there in person). I'd also suppose that the written submission is basically the requests you'd make in person (at a directional hearing) but put in writing for the judge to consider in your absence. So whatever you'd argue in person, put on paper (and yes, you would heavily suggest that disclosure be ordered  ).
My guess is that if you don't turn up and haven't made written submissions, then either the judge will make directions based on his/her own opinion of how the case should proceed - and don't forget that there's some possibility that the bank's solicitor will be there so if you're not there, they have the judge's ear
Cheers
Michael
__________________ Always remember: Keep the faith - non illigitamus carborundum!
Please note that advice/guidance is not provided via the PM (Private Message) system. Advice & opinions given by mcuth are personal, not endorsed by the Consumer Action Group & are offered informally, without prejudice & without liability. Your decisions & actions are your own - if in any doubt, seek the opinion of a qualified professional.
Need a list of settled bank charges claims? Click here Won your claim? Please take the survey & consider making a 5% donation to help us continue to help others |
| |
8th November 2006, 10:43
|
#10 (permalink)
| | Gold Account Customer | Re: Breaking news for cases stayed in Cardiff Ahh yes, silly me read it as if I'd have to submit papers AND attend the hearing  I definately intend to show up, and will take with me what I want to say. I will do more searching when I get time and post up here (and in my own Lloyds thread) what I intend to say.
Are there any instances of hearings like this being settled beforehand? I haven't been able to find anything as of yet. |
| |
8th November 2006, 11:52
|
#11 (permalink)
| | Platinum Account Customer | Re: Breaking news for cases stayed in Cardiff There are a few that were settled before the CMCs, only Haydn's went to an actual CMC as far as I know - I don't think there's any rhyme or reason to when they'll settle now, as long as it's before an actual hearing
Cheers
Michael |
| |
8th November 2006, 17:32
|
#12 (permalink)
| | Platinum Account Customer | Re: Breaking news for cases stayed in Cardiff Hi Filed two cases in Aberdare court today.
Was informed that both cases will be transferred to Cardiff County Court as there is a test case scheduled for hearing and if my case is not settled on receipt of issuing my case will added to this test case.
This came straight from the courts mouth!!!
Now reading that above, about the Cardiff Cases, is that there is no test case going ahead in Cardiff, am I correct?
Or maybe she was on about another test case in Cardiff pending?
Any ideas? anything you guys want me to do (ie chase court????)
__________________ Allyxia KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full |
| |
8th November 2006, 18:22
|
#14 (permalink)
| | Gold Account Customer | Re: Breaking news for cases stayed in Cardiff Quote: |
Originally Posted by mcuth There are a few that were settled before the CMCs, only Haydn's went to an actual CMC as far as I know - I don't think there's any rhyme or reason to when they'll settle now, as long as it's before an actual hearing
Cheers
Michael | So the general concensus is that the banks tend to settle before ANY hearing, regardless of it's reason? If thats the case then I might actually see my money before Xmas!!  Shame it's not before the CAG Welsh Xmas do..........  can't believe I started all this back in May!!
Allyxia/Dax.... When I last spoke to CC there was no mention of a test case in Cardiff, though I do remember one being mentioned a month or so back, will have a search.......
Ok, the thread I was thinking of was Twinkles..... twinkle v Barclays ***SETTLED IN FULL***
But this was settled in september. It is possible there is another test case, or that the courts are a bit slow in catching up, might be worth ringing CC to see if they have further info like a date and bank. The courts number is 029 20376400 if thats a help 
Last edited by stadium_arcadium; 8th November 2006 at 18:36.
|
| |
8th November 2006, 18:57
|
#16 (permalink)
| | Platinum Account Customer | Re: Breaking news for cases stayed in Cardiff Quote: |
Originally Posted by stadium_arcadium | | |