Leeds Merchantile Aug 29th

[Rtech]

As a newbie,and helping my daughter to obtain 'Penalty charges'
Refund from her bank,I can only thank those that have contributed to this site.
I was a little concerned ref the case management info sheet,but the answers were here.
Again,tks and good luck to all who are involved next month.

[Critical_mass]

Ill see you there mate at 10:30am, hopefully itll be a no show for the other side. FINGERS CROSSED!

[j.barton1]

Good luck, it'll be fine.
Jenny

[noodles 3]

I am due to attend Leeds on the 29th Aug and am keen to hear from anyone who knows if the case will go ahead now. I have been waiting for 8 months to get to this point.
Rachel

[j.barton1]

as far as i am aware, its up to the judge to decide if the cases will go ahead, personally i think those at court stage will still go, but the others will be left to hang on.
Jenny

[caro]

The judges at the Leeds Mercantile hearings haven't stood for any nonsense from the banks so far, so I hope that this continues in the light of the OFT test case.

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[j.barton1]

Leeds Mercantile Hearing, 29 August 2007
There is a few on here scheduled to go on Wed, good luck to all of you.
xx

[jess124]

Im going tomorrow, im terrified!! Reading up all relevant threads in a panic now, hoped to of have it settled way before now

[noodles 3]

My case is due to be heard tomorrow and have been told to expect the case to be stayed tomorrow pending the outcome of the test case in October

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[Critical_mass]

Jess124 - So am i, we're all in the same boat on the same date, so you're not on your own. Its a group hearing so its not just you versus the judge.

Noodles 3 - Could you elaborate on what you just said? Are you saying the outcome of our cases could be decided on what happens in the test case? ( i presume you mean the case where Barclays, cap one and others have been pulled by the OFT?)

I'm basically taking my statements and the Mercentile Form down with me, anything else i should take?

See you all tomorrow! And GOOD LUCK!

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[j.barton1]

Hiya, have a look on page 1 on this..
Leeds Mercantile Hearing, 29 August 2007

It lists what we found helpful to take with us in June
Jenny

[scoobz]

rtech, critical mass, noodles 3, jess 124...

See you all tomoz...

If any of you are claiming off A&L then I spoke to Wragge and Co today and they are not attending court so we will see what the Judge has to say...

Scoobz

[soliamio]

Good luck everyone for tomorrow. I have been through this forum gathering all the valuable information a massive thank you for all your help. See you all in the morning.

[caro]

Good luck to you all tomorrow. I hope the Leeds judge is as excellent as usual and your cases get settled.

[j.barton1]

Good luck everyone xx

[jess124]

Setting off soon, making sure I give myself loads of time to get there lol!! Looking forward to it now, and mite finally get my money

[j.barton1]

Good luck Jess124, I'll be thinking of you all xx

[scoobz]

SEE YOU ALL SOON...

GETTING NERVOUS/EXCITED...

SCOOBZ

[jansus]

just back from work - wondering how everybody got on?

Jan

[j.barton1]

No news yet Jan...still no news is good news etc xx