A large chunk of it was, others was composed of season ticket "loan", and a "loan" on joining which was gradually being repaid through my salary whilst in employment. I have discussed with my ex-employer and despite their sledgehammer peanut approach in passing the matter to solicitors without any communication, they have been reasonable. I have arranged a reduced repayment schedule for the time being and hope to make full repayment when circumstances allow. WITHOUT PREDJUDICE Thanks to all those who posted on this thread for their help. advise

Hi GrumpyToSayTheLeast Thanks for your reply. It is an ex-employer and I have moved since leaving their employment.

Hi dx100uk Thanks for your reply. What do you mean "will"? This is an extract from the letter

Hi unclebulgaria67 Thank you for your reply. Since I am on okay terms with my ex-employer I will call them to discuss. They are actually a really large company, the approach they have taken here though is the sledgehammer peanut approach.

Hi All When I left my ex-employer due to to some payroll issues they claimed I ended up owing them approx £5,500. I arranged to make them payments of £50/month and have been for the past 3 years. So they now say I owe £4,000. I am currently off work due to long term-sickness of several months, end of last year I stopped receiving sickness pay so mentioned to my ex-employer that I would not be able to make the £50/month for the time being, I mentioned this by e-mail. I heard nothing back from my ex-employer on this but I have received a letter (sent to an old address.... which I coincidentally managed to receive!) from a solicitor dated Fri 10 April advising they are acting on behalf of my ex-employer and require payment of £4,000 by Tue 28 April or they will issue a CCJ. Please advise? - Is this possible? Whilst I have been paying the claimed amount back at the agreed rate I never agreed to it in the sense of signing a credit agreement etc - My intention had been to continue paying it as soon as I was back at work and earning again. Any and all advise Greatly Appreciated. Thanks