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Burnzee

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  1. Hi folks, Whilst reading this I've had similar issues with regards to old crisis loans being reclaimed by Mitcheldean. I've been to see a financial advisor (Scotland) and there seems to be a grey area in regards as to where you are country wise and when the loans were taken out. I'm currently contesting loans from 2000-02, where I have now found out that I was ill advised to take loans out to the value of my then missing Income support cheques. Part of the problem is that the DWP don't hold on to records of 10 years and over meaning certain debt areas can never be contested by the defendant. This morning I was told by an advisor, that I will end up having to pay the whole sum of £881.85p back as they have started a DEA ( wages arrestment) and that the process cannot be stopped. The part that really annoys the hell out of me is being told in 2002, by a DWP advisor, WRONGLY, that I should take out a crisis loan to the amount I needed to live on as the cheques had gone missing and never turned up and now it looks like I'll be paying it back. My next action is a letter of complaint to the DWP, even though I may, myself, be too late to save from paying the debt back. One last thing. I was also advised that in Scotland any debt accrued after 2005 by DWP Social funds/Crisis loans, were deemed as non repayable to the DWP. Not sure what the law in England & Wales will be for the same.
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