we may have solved the riddle! this is a message I received today from one of our employees: "Yesterday we received another letter from an individual who complained we had debited £69.50 from her bank account and she wanted it back. I have done some digging around this subject and discovered that in fact our name DOES NOT appear on their bank statements. The name I CREDIT STORE appears, which is of course only one letter different to ours. It appears either the customers themselves are misreading the name on the bank statement or more worryingly the banks are pointing them in our direction incorrectly. I am confident that there is no crime committed in relation to someone using the icreditscore name to fraudulently obtain money from individuals accounts I believe it to be just the use of a very similar name. I Credit Store is a trading style of I Credit Ltd, this company is registered in Birmingham and appears to operate as a broker for sub prime personal loans, so a customer will contact them looking for a loan of £5k, they will charge this customer £69.50 or £79.99 to run this application through their funders. Usually in these instances they come back with a smaller offer say £2k at a higher interest so invariably the consumer does not take up the loan, but is still liable for the fee on I Credit Store’s work carried out. There appears little we can do about this other than educate the public/consumers and get our own brand/message out there to be clear we are different and unrelated to I Credit Store. At least we know that our name is not being used directly and there is no fraud being committed." Does this make sense to everybody?

Hi Brigadier not sure why anyone signs up to these 'deals' they just aren't worth it that's why we created icreditscore which is a free resource to allow people to understand their rating. There must be some confusion between them and us? If you can let me know if they have been using our name/brand to engage with people I would be very interested. looks like she signed up and forgot to disconnect when the trial ended - total con job scheme imo as lots of people forget to disconnect and they get at least a few months out of people.

no - why do you ask?

Further to my prior responses here is the fraud crime ref no: The matter was reported to Action Fraud on 15/04/2014 when it first came to our attention.(see the action fraud website as I can't paste links) With a reference of NFRC140400600411. Thanks

Hi this is the second time I have responded to this site. I am one of the partners of icreditscore and we DO NOT TAKE PAYMENTS FROM CONSUMERS. Never have and never will! We just don't have the capability to take money from bank accounts! The whole idea of icreditscore is to help consumers. We believe that our name is being used fraudulently and we have a crime ref no that I will try and post next week (as on family holiday right now). Can anyone who has had money taken elaborate on the bank account it went to?

Hi I have read the horrific details in this thread and would like to inform you that icreditscore never charge consumers for their premium advice. We make our money by charging intermediaries to use our services. We do not have the facility to take payments from personal bank accounts and have never asked users for any banking details. We have informed the police around these incidents and I will post a crime ref no next week as I am my holidays right now. We believe this to be some sort of fraud in our name. We do not fleece anybody our sole intention is to help the consumer.