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skyler11

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  1. hya Debsdario its an still in your home auful situation been ther myself ,but ure in a better posistion than i am now , dont leave the bailiffs in watever u do as once ther in you wont get them out .ime a single parent debt was desputed from the offset .but still due to many errors to my detriment ive lost everything no invoices for my possessions from them ,allong with our home .for a unknown debt of 3k.been homeless for over a year .but still fighting theres no way ime going to leave this unjustice as it is .no arrears with my mortgage up to date with all houshold bills. family members let them in through naievatey , fight to keep your home to the best of your ability as moving is costly plus renting youd be alot worst of .best of luck xx
  2. Great !!! a big steap in the right direction . I WISH YOU ALL THE LUCK " As this ordeal i wouldnt wish on anybody as things just get worse. :whoo:Xx
  3. Hya, sorry to hear your still going through this nightmare , do not leave your home everybody is entitled to a roof over theyre heads. The cost of moving ,doing up a new home plus the price of renting ,would probably put u into debt .Which does not make any sense to me . the only ones that will gain would be the trustee as the petitioning creditor would be probably unsuccesfull due to unsefficient funds. Then leading to selling your home for undervalue but in reality selling for much more and pocketing even more profit. This has happened to me ,mortgage payments where still being made by myself a year after eviction.now i cant get help from anywhere and cannot afford rent or get housing benefit . i could manage without help previously been left hi and dry . stick to your guns wendy write to the european courts of human rights try everything but do not leave your home. i could not get advice anywhere but untill your lender askes you to leave dont,and stay put as your under contract with them. Best wishes xx
  4. hi sorry to hear ure going through this its a terrible situation to be in . and with nowhre to turn! I have been in the same situation as u ,but through family thinking they where helping and in utterpanic removed some of my possessions,to save them. without my consent as i was still fighting the despute.let the unknown bailiffs in.to evict me ,no documentation was shown and no signiture off who granted the eviction??? my mortgage was still being payd and me and my daughter has been homeless since ,benafits been stopped have no income .its desguisting on how there is no help out there and all gets pushed aside. i myself am still trying to fight this injustice and the fraud that has been ongoing since with the sale of my home and the final rundown of accounts with so many unacurate figures.not even crediting with the sale of many possessions which would have more than coverd the petitioning debt. eventhough the sayd debt was unkown and unproven . now my latest findings the petitioning debt (of 3k) was not payd by the insolvency as apparently unsefficient funds and an ex that has never contributed anything towards mortgage or anything has been awarded 13k . it just gets worse . Stick to ure guns and at no point do not leave your home and keep it totaly secure as they can not take what is yours best of luck . xx
  5. well hopefully not ,dont give in look into things further , I have not given up yet ,nor will i ever walk away , as the property (my home)is legaly mine.i were under contract and it has not been broken. if i were a squatter after 12 years i could claim it. ive been ther for 15 !!! fight for what is right. i myself would not be able to afford a rented property , i suffer ill health ,alot due to this situation. dont receive benefits. its a nightmare. I wish you all the luck x
  6. hi , well ive been kept in the dark through most of the proceedings ,due to all correspondance being sent to the trustees soliciter by clerical error.and not forwarded ,they knowingly used this to theyre advantage. Ihave been deprived of my right to file any defence. unwiling for any hearing on equal footing to go ahead they would vacate at the last instance. Ihave not received any rundown of costs ,i do not know how much has been added to the apparent insolvency all i know is to be insolvent means you can not pay your bills/debts . i could and carried on in doing so all bills that where duly owed ???? as far as the mortgage lenders wher concernd i had no default and up to date with my mortgage payments.
  7. well !! the judge had no problem taking the roof off my daughter and I. for a credit card debt of 3k that does not exist,no credit agreement or any proof of the sayd debt.Ilived at my home for 15 years and mortgage fully up to date and houshold bills.weve been stripped of everything.judge didnt care a hoot,plain ruthless and ignorant.
  8. hi sorry to interupt your thread , ive beenn in a simular situation to this with lowells , was made bankrupt in my abcence ,for a credit card debt of 3 k original creditor apparently lloyds tsb. ime also a home owner . the thing is ive never had a credit card, i was appointed a insolvency practitioner . very soon after . this debt was desputed from word go , but conveniently failed to investigate it. i sent a cca request to llowells and they admitted they have not got one ,so they placed account on hold. insolvency carried on proceedings, underhandedly through courts failing to inform me of the hearings. they managed to get a charging order on my house , they charged me extortionate amounts still unknown how much , the last i was informed was 42k its way more than this now , just for desputing this debt. they managed to evict me and made me insolvent, even though i am not , as i still pay all my bills and have always done. Lloyds tsb have stated that the account number is not linked to me nor any of my accounts with them. and is not one of theyr account numbers. but still ive lost everything through this. The last reply ive received off llowells state that they think that the apparent debt is from a current account wich is still running ?? ive allready been made bankrupt for a credit card debt that dont exist. I am still persuing this fight through the courts and still homeless. ther is not much help out there. most soliciters you can not trust ,corruption on a big scale . best of luck with your issue keep ahead of them . keep reading CAG as there is alot of good advice on here. best wishes x
  9. hya Thanks again for responding and showing intrest , I ve been going out ov my mind with this, shocked really on how dishonest the system is. Yes nieave of me really but didnt think this could happen to me, especially because , never wanted or really needed anything wouldnt get into debt anyhow . happy go lucky not at all materialistic , if somthing broke or stopd working ide try n fix it first as i enjoyd trying. value my things n looked after them . only replaced if i had 2. My daughter and myself happy as we were if you know what i meen. payd my way . Its been very traumatic and embarrassing. Why should we be penalized for all the debts others have had written off by living on the never never and keeping up with the jones's. I probably would accept all and move on if ide had things on credit n had a lavished lifestyle. and enjoyd it. But hey its the principle of the matter. I aint!! I still pay my mortgage , up to date. water rates,,,,,,etc even though was evicted . Still cut my grass ,put a bit ov love back in init , The key holder or who ever he was made a right mess , damage everywere. left the house insecure. Its disgusting the way they treat things ,degrading!! all the hard work and effort upkeeping a home .and is ripped to shreds regardless . at a great loss allready due to this with all that has been damaged n taken . where i dont know . Wont replace. Not worth anything to these parasites.not at any loss are they just a bit of gain . For them anyhow .easy made. well wont be that easy ime not backing down .sucker yes,, stubborn as a mule . Regards skyler xx (",)
  10. Hia thank you for response x appreciated. I replyed earlyer today but system shut down ,I had a trogan warning , removed and message went. I will not just give up and agree to sale of daughters n my home. This has had a devastating effect on our lives and is wrong . The despute was between Llowells and debtor (myself) and not for the charges LLp missguided the courts for. All ive asked for was a fair hearing to file my defence. All allegations issued prove otherwise in my defence, Insolvency would not be deprived of anything. I would suffer a great dissposition. I have not berried my head in the sand i addressed the issue as soon as i was aware of it. If i had received notification of proceedings, I would have been there ,and made the most of an oppertunity to defend. Llp deprived me of my right , and took advantage of clerk error , knowingly, failed to inform the courts. shatterd back when i can l8z xx
  11. Hi ime in a simular situation apart from Llp have now advertised my house for auction ,i had no notification of this ,i came accross it online. Ime at my wits end ,it has taken over my life , auction is next week .had a date set for a hearing and again its been vacated. ive been deprived of my rights to file a defence. proper proceudures havent been followed.all alegations i have evidence to prove otherwise .but no genuine help out ther . just a waste of ure valuble time.
  12. ime not going anyware! ! so shouldnt that be "when you get back" not come back to us" Dont trust anybody !! obide by rules but still wronged. It does not pay to be Honest.
  13. hya . yes they merged 1999 but still had the same account numbers unless another was made without my knowledge . as far as my known accounts are concernd there is no default on my accounts or no credit cards linked to me in any of my past accounts. mortgage is on joint names, with an ex partner. he moved many years ago ive been paying mortgage and its up to date and still is .
  14. yes i was made bankrupt,for a CreditCard debt llowells had bought, from apparently Lloyds Tsb. i did have accounts with Lloyds Tsb 15 or more years ago , but not this account number . nor did i ever have Credit Cards xx
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