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Helpme11

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  1. I will have to check tomorrow for sure but my friend said the enforcement letter gives a court date .... Thank you for your help.
  2. Hi We have let our friend stay here on the couch for a few weeks. He has somehow been traced by chandlers enforcement agents. He has called them and offered payment and explained situation but they were quite aggressive and said they would break in etc etc and list down what he owns and take it away and also that we would have to prove that whats in the house doesn't belong to him! Firstly how can we do this? I dont keep receipts etc for all our stuff tv etc? Also what can he do? They are refusing any offer of arrangement. They didn't even give him a chance to say how much he can offer. Original debt £552. With the fees it is over £800! Our friend was going to offer £50 a month for now until he is back on his feet. Where do we stand ? He is thinking he will go to court and explain to the judge his situation and that they refused any offer (is this a good idea?) The letter gives a court date for next tuesday. Sorry for being so long winded! Just want to get it sorted! Thank you
  3. hi I didnt catch the name of the company unfortunately as was driving it was something like adamson law. The original loan was £400 . The problem i have is that i cant dispute the amount as lifeboat loans dont exist now! So not sure where i stand... It was a mobile number and i said to the guy i would pay back £10 a month but there is no way i will pay £1768 i will pay just the original amount.. I have nothing in writing yet... And have 2 days apparantly until it goes legal!
  4. Hi 3 yrs i took out a loan with lifeboat loans. Now i am getting calls from a debt company asking for £1768! Today they said it would go legal. Could someone please point me in right direction as far as i am aware lifeboat loans dont even exist now so do i still have to pay? Thank you
  5. Hi This may of been asked already... But if I had a letter from wonga writing off my debt due to affordability will all my other lenders have to follow suit? Just curious if it is worth me writing to my other lenders and stating they didnt check when the loan was issued? I know its a long shot but has anyone done this?
  6. Thank you Will update on here once i get an answer! Seems impossible as the court are blaming dvla and the dvla are blaming the court and the police are saying nothing to do with us!
  7. Sorry to bump this but anyone please?...
  8. Hi Sorry this is a bit long! Hope someone can point me in the right direction.. In 2009 my husband was sent a letter saying he had been driving without insurance and had been stopped by the police...Well he had never been stopped the car had nothing to do with us plus he was at work at the time! Anyway this was all proved in court and the case was written off. So we heard nothing since. Until yesterday!..random roadside check by police my husband told licence is revoked and they seized the car! Luckily we contacted the court who wrote an email saying the licence should never of been revoked and was advised to take the email to the pound with us. We did and after alot of explaining we finally got our car back without having to pay the £150 seizure fine. My question is who can i complain to about all the inconvenience and stress this caused?.. Spoke to dvla who said court informed them its revoked ..the court are saying its the dvla as they were told not to revoke it once the case was written of... Qued up for 4hrs at the pound! Had to get various lifts to and from work/school run and getting to the pound which wasn't exactly local!..all because of an error on someones part..not ours!..as of 2pm today licence was still showing revoked with dvla despite getting an urgent email to unrevoke the licence at 9.15am this morning. Just dont know where to start!
  9. Thank you. Just cant believe all this hassle for one missed payment! £49!...
  10. Not sure if 1/3 paid been paying since oct.. Will check. Will also check the insurances...just had a call from someone saying they will speak to the store manager...hopefully will be resolved!..not sure what to do if they come back though! Scared of answering my own door! Can they really call police and force way in etc?
  11. Hi jason I just sent an email with my details . I just feel i have been treated so unfairly! As a regular paying customer i was totally shocked to discover that i had commitments and missed payments! If they were ever late why was i not informed? I am not refusing to pay i just want time to get back up to date! I have offered to pay the charges and missed payments on 30th yet im told thats too late?? Then i have aggressive banging on my window and door!
  12. Hi hope someone can help... I have a washing machine from brighthouse purchased oct 2013. I make my payments monthly ..every month on due date the store calls me and i make a debit card payment. Never missed a payment until this month! i called them and said apologies totally forgot also didnt get reminder call this month.(although i know my responsibility to rmbr) i said i would pay double the amount end of month and bring payments back up to date. They said NO! Then they said ive had 3 other commitments i never met and payments were late...this was news to me! I have never made any commitments as i have always paid! after several phonecalls they want to take my washing machine in to storage until i can pay ! They have asked me to borrow money etc etc! Told them i cant...they have just been banging on door now i didnt answer...what can i do?? Also had no letters etc about any arrears just threatening phone calls!
  13. Thank you for your comments am started to feel a bit relieved... They said they want a copy of my bank statement tmrw to prove where the money went! I will email them my payment intentions and ignore the phone as speakng to them really upsets me!
  14. Its evolution money ... Im stressing so much! They are being so unhelpful! Meant to be away for my daughters 6th bday thur-sunday and its just put such a downer on things im panicking they said they cant agree to the 23rd dec as its to far away! And kept reminding me that rmbr its secured against your property!
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