Turning Worm
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HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
I only requested extension for the defence; not the DQ. -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
Yes, I requested a time extension to submit the defence as deadlines cause me mental health issues (see post #1 & #25) and that the case stems from an assault that caused severe financial problems. Thanks, you have put my mind at ease a bit. -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
I've just called the court who read the memo: "given the defendant's need of reasonable adjustment to participate, please list for allocation/directions" So, I take it that this is an Allocation Hearing rather than a final hearing? No, there was not an N244 included. -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
Yes, it does just say a hearing without stating what it is for. I have had some repeat documents from the Claimant. I assumed that the hearing was to hear the case. I will ring them. -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
These are the latest two documents received from the court. NB. My defence was submitted 13th March 2017. dx: good call, how might I present that in court? ,tw -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
Righto, I'm just getting flummoxed by procedural terminology - that was done as per post #23; I gather that equates to my written defence (N149?) I do not believe I have had a notice of allocation, but have had a notice of hearing (N24). -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
err... no, I thought that was for criminal proceedings. No one has told me to write one. What might that ential in this case? ,tw -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
Its a good idea not to close threads. OK, the saga goes on as per post #23 nearly a year on as my defence was submitted about 13th March 2017 (post #30) I've managed to recover a frame of mind to deal with it (having just delt with a unrelated legal matter). They have reopened the claim and there is a court date on 23rd March (Friday) I'm not panicking, just looking for an angle to present at court.,tw -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
if they had any reasonable chance then they would most likely to have acted already. They would then have to have a good reason for not notifying the court on time, and I have not had any indication of any. They took it almost to the line before the debt became statue barred anyway (8% apr statutary interest) My thoughts then are: realistically, then the probability of a DCA persuing at this stage is quite low, but I should just be aware that sometimes they might. I'll give it a few more months before reporting again (maybe then "close" this thread) Thanks again -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
So, really, that 28 days means nothing as they can still proceed if they want? -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
Well, my defence was sent on 13th March 2017, HPH2 came back with the Notice of Assignment around 4th April, it is now 13th June, more than 28 days, and I have heard nothing further. Might I presume that no further action is likely, or needed; and consequently where they "trying it on"? tw, -
PIP backpayments and staturary interest
Turning Worm posted a topic in Special needs, Disability etc
I've noticed that debt buyers wait unil almost the last minute before a debt becomes statute barred, then going through Northamptonshire Auto-Court. they don't have to supply the regular documentation and they get to charge 8% APR stautary interest on the debt, including the time you take to dealing with them. On the other hand, the DWP want disabled people jump through hoops and introduce delays in the hope that you will cave in. For them, the worst is that they keep the cash until they are forced to make backpayment by a tribunal. Does anyone know about statutary interest on benefits backpayments. tw,-
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HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
OK, update as promised HPH2 have come back with a Notice of Assignment. However, that document is not in my files and I have no recollection of seeing such. Is there any course of action from here? tw, -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
:rockon:Brilliant, thanks a lot! I've got it transferred to the local court, so I am going to take it in in person. I will keep you informed. -
HPH2/Cohen Claimform - No proof of debt ownership,
Turning Worm replied to Turning Worm's topic in Financial Legal Issues
Thanks; The difference are paragraphs 1 and 5 I see. Paragraph 1 could revert to the original in #16 No, I did not have an authorised overdraft and only went into the red after an assault that triggered off my symptoms.
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