Thanks Slick132, I have just typed out letter , will post today. Really appreciate your time helping me . I realise now that they hadnt responded to my letter correctly , Glad you pointed that out and thanks for the template letter. Will post reply when i get a response and i hope that all my posts and all the help i have received on here will help others who have problems with LCS solicitors. Hopefully the end is near for me all due to the great help i have received. Regards specspeed

Hi all, Sorry for delay but i have only just received a reply from LCS Solicitors to my last letter.I had to phone them to chase them up and have today received their letter posted below. Any advice regarding their comments would be appreciated. 1) Letter i sent to LCS as below LCS Solicitors The Omnibus Building Lesbourne Road Reigate Surrey RH2 7JP Ref: xxxxxxx 11 September 2008 Dear Sir / Madam Thank you for your letter dated 23rd July 2008. I would like to thank you for contacting Land Registry and enclosing correspondence with them.In reply to your letter I would ask that you can forward to me confirmation that the notice has been removed as soon as possible. In regards to the Consent Order I feel that the Consent Order should be amended in order to reflect the fact that your client has the duty and obligation now to see that all the Credit Reference Agencies that your client reports to remove all the negative and derogatory data from my credit files. I trust that you agree with me regarding this matter and look forward to receiving two signed copies (a copy for me to keep and a copy to send to you) of the amended Consent Order with the appropriate clause added within that would cover this matter. 2) The letter i received back from LCS Solicitors is as below 9th september 2008 Dear Mr xxxxx Thank You for your telephone call on 8 September 2008 and letter of 13th August 2008. We write to inform you that our client cannot amend the consent order to include the obligation noted in your letter, as our client cannot promise to complete actions which are not within our clients control. Paragraph 2 of your letter requires our client to amend the order to reflect that our client has a duty and obligation now to see that all credit reference agencies remove all negative and derogatory data on your credit file.Our client cannot promise to complete this action as other credit reference agencies are not within our clients control. we look forward to receiving your signed consent order.[/font] Signed LCS Any help for a reply would be appreciated, i thought it would be straight forward for them to just contact the credit agencies that they have reported to.

Hi all, have received a reply from lcs so will post with updated information

Having just read your reply im now typing my letter to LCS . I feel your response is a great idea and i would feel a lot more confident signing the consent order if the reply from LCS is positive and my credit is restored. Thanks again for your time and the template , i now see a positive ending to this nightmare and its with your help i now feel a lot more confident of getting my life back to normal. Will be posting letter today and will post my reply from LCS as soon as it arrives. Regards Specpeed

Many Thanks again, i have taken note of all the help i have received , really glad i found this site. I have received a letter from Land Registry this morning. LCS originally objected to me having the unilateral notice removed/cancelled. It now seems LCS have contacted the Land Registry and have now stated they do not object and agree for it to be removed. Seems progress is now being made. As for the consent order should i ask LCS to add that all my credit files with credit scoring companys will have all entrys by 1st credit removed as part of the consent order. My main aim is to get my credit rating back to how it was as i never had any problems until 1st credit and LCS screwed my rating up. Once again thanks to all for your help. Regards Specspeed

Ok thats very helpful and i appreciate your time helping me , ill let you know the outcome as soon as i get a response. Many Thanks specpeed

Im back online so any replys would be grateful. Thanks specspeed

Many thanks for the reply , I didnt receive all letters fron LCS , was surprised when i 1st heard with a unilateral notice sent by land registry.It was a combination of lack of information from LCS /1st Credit and also not knowing how to deal with the problem once i realised what the courts had done with CCJ and charging order The court have been as bad as i havnt had any replys to my letters , have phoned them and they say they have received it but are short of staff. This site has given me the knowledge that i have used so far to get sent the consent order from LCS to remove the ccj and charging order and get all further proceedings stayed. It is just like i said i dont want to sign something that could mean nothing if LCS do not follow through with their comments on the letter they sent me with the consent order. PLEASE NOTE:If i do not reply for the next week its because im unable to get to my computer as we are decorating and my computer will be disconnected but i will reply on another computer or as soon as possible so please continue to add your advice and i wll catch up when i log in next.

Thanks for your reply .i will answer as best as i can. 1) LCS got the CCj against me in March 2008. 2) I tried to defend but the 1st i heard was when i received a application for a unilateral notice in june 2008 from land registry. I sent a letter to the court asking for a hearing nearer my area and also requested that i needed more time to defend myself as i had no information to defend myself. I also sent a cca request and asked for a deed of assingment from LCS solictors. I also filled in B193A to object to the application dated beginning july 2008 but it was objected by LCS 3) Charging order was given july 2008 4) I still had had no reply from the court to my letter and request as in 2)or had any documents from LCS to defend myself. 5) I couldnt defend as i was unsure what to do and hadnt had any response to my letter to the court. The charging order was given without me being able to defend it however as explained in my post i received a letter from LCS shortly after the charging order had been made stating that they could not provide me the documents requested ( cca agreement - deed of assignment). They included a consent order with the letter they sent me as described in beginning of post.Im just unsure if it is safe to sign the consent order or if it some tactic just to get my signature . 6) I do not aknowledge the debt but apparently it relates to a debt from 1998,a credit card RBS.I was with another partner then and i did have a few problems as she commited fraud signing my name on some loans but these were resolved with court and hand writing experts.We seperated in 1998 shortly after. We did have a joint card but i dont remember if it was part of the fraud she did or if we did have a card togeher.i dont remember owing anything when we seperated or if it was a RBS card. I have not paid anything to this debt as far as i remember and if i did it would have been before 1998 - over 10 years ago. I hope this helps , i believe that LCS know they have no chance of getting the money as the debt is over 6 years old and also they cannot provide me with any documents anyway. It is just that i dont want to leave myself open by signing anything to them with out being sure it is safe to do so just in case i then give them a case against me. I just want to get all records against my house and myself removed so my credit is not affected in the future. Kind regards Specspeed

Ok many thanks. Any advice would be appreciated on signing the consent form. Im just a bit worried because it all seems too easy , i was expecting more of a fight from LCS solictors.

This is my 1st post so please excuse me if im not as clear as would normally be expected. I have joined the site and have taken note of other peoples battle against 1st Credit and LCS solicitors.I have sent off a CCA request and asked for prove of deed of assingment. I have now received a letter back from LCS solictors and i need advice regarding signing a consent order that has to be sent back to LCS solicitors. The problem is i have read that i should never sign anything when dealing with debt collecting agencies and in my previous letter to them i used a digital signature. AS this is my 1st post i will do my best to explain my situation in dealing with 1st Credit/LCS Solictors and hopefully someone can give me advice on how i continue my battle to finalise my case. 1ST credit are hassling me for an alledged debt from 1998 for a credit card.I do not aknowledge this debt with 1st credit however they have kept updating my credit file with experian and have a default of 2003 updated to 2004 . They have now managed to get a charging order against my house however after sending CCA request and asking for copy of deed of assingment LCS solictors have sent me a letter with the below: LCS SOLICTORS Dear Mr ****** OUR CLIENT:1St Credit (Finance) Ltd Claim Number:******** We refer to your letter dated ** ***** **** We Requested the documents from the original creditor but regrettably the Royal Bank Of Scotland is unable to produce copies of the documents. In view of these circumstances our client will be prepared to: Set aside the judgement Discharge the charging order Remove entry from the Land Registry We have enclosed a consent order in respect of the above actions, please sign and return same without delay. Yours Faithfully LCS LCS SOLICITORS .............................. Please note : The letter is not signed by any individual working for LCS solictors but just signed LCS Consent order enclosed with letter they sent is as follows: IN THE GUILDFORD COUNTY COURT CLAIM NO **** BETWEEN 1ST CREDIT (FINANCE) LTD AND MR ***** ****** ________________________ ORDER ________________________ The parties having agreed to the terms set out in the schedule. IT IS BY CONSENT ORDERED that: The judgement on ***** 2008 by the Northampton County Court Bulk Centre be set aside. The final Charging Order On ****** 2008 by the Guildford County Court be discharged. All Further proceedings in this claim be stayed Dated**** ..................................... LCS SOLICTORS MR THE OMNIBUS BUILDING LESBOURNE ROAD REIGATE SURREY RH2 7JP The document is not signed by LCS but im expected to return the document with my signature. As i have had a charging order against my house i would like it removed and also my credit restored. My questions are: Is it safe to sign and return to LCS solictors or is this some type of tactics to get my signature. I have not had any debt for over 10 years so how can i have a charging order against me. Is a consent order the only way to get the charging order removed. Any advice would be appreciated. Regards Specspeed