mtm0066
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Hi everyone Thanks so much for all this information. I have very poor credit but fortunately set up a basic accounts with the Clydesdale Bank prior to getting into difficulty. Having said that, and as expected, CB are utterly hopeless. I already use Cashplus as a personal CC and just found out tonight about the business side. I was just wondering if you could let me know how quickly transfers take place ? I know that when I transfer money into my CC account that it takes a few hours. Is it the same transferring from business Cashplus account say to my personal bank account ? Also, if I was to pay in a cheque, do you know how long they take to clear ? In case of emergencies Having said that, from what you have said on your posts, think I will go ahead and set it up anyway. Thanks, Maria
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Hi Gerard Good luck with your claim and hope it doesn't take too long. Maria
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Hi everyone I posted a note yesterday, however, think wrong place. i have just been successful in pursing RBS and they have said they will refund all my personal charges, approx £3580. I am waiting to here about my business charges. I only applied for a refund on my excess charges and didn't look at any interest, this just seemed to hard. Maria
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Hi everyone Not sure if this is correct area to post this, perhaps, the mediator will correct for me. Anyway - :) - I have just received a letter from RBS saying they will refund ALL my personal account charges. I applied for a refund of my personal and business account charges. I already had all bank statements as I keep them for my business. I sent my letter around the 20th December, they returned with a response on 9th January (although it took a while for it to get to me) and I have just received a response re my personal account saying they will refund, as a gesture of goodwill, £3853 - absolutely delighted. I have to sign some paperwork and they will refund directly to my account. I am waiting to hear about the business account ! They have stated that I should run my account accordingly and if I feel this not appropriate they can give me a basic account where I cannot go into overdraft. Maria
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Help required urgently please - RBS charges claim
mtm0066 replied to panorman's topic in Welcome to the Consumer Forums
Hi Many thanks for that. I have not included interest charges, as I think it will be far too complex for me to work out as I was also in an overdraft position. I have also not included any monthly charges. So, here's hoping -
Help required urgently please - RBS charges claim
mtm0066 replied to panorman's topic in Welcome to the Consumer Forums
Hi Paul Thanks for that. Did you apply for referral charges with RBS. I have listed them and was intending to put them with my claim. Good luck and let me know how you get on. Maria -
RBS - personal & business claim
mtm0066 replied to mtm0066's topic in Welcome to the Consumer Forums
Hi again Can anyone confirm ? I'm aware about claiming charges for unpaid d/d & s/p. I doubt I will claim any interest as that just seems far to complex. What I am not sure about claiming is Referral Charge. Once you have been charged in RBS for unpaid bill you are then charged a Referral Charge the following month for the previous month (in which d/d was unpaid), eg Referral Charge for March £20.00. Should I list this as a reclaim ? Maria -
RBS - personal & business claim
mtm0066 replied to mtm0066's topic in Welcome to the Consumer Forums
Many thanks for your assistance, not to mention, very prompt attention. Maria -
Help required urgently please - RBS charges claim
mtm0066 replied to panorman's topic in Welcome to the Consumer Forums
Hi Sorry, jumping onto your query, however, see that you are claiming RBS. I am just about to start claim against RBS. Can you please tell me if you contacted your branch in the first instance or Head Office in Scotland. Many thanks. Maria -
Hi everyone Firstly, fantastic site - there is so much information to go through. I am just about to make a start on my claim. Some of my charges are personal and some are through my business (sole trader) this will amount to £5-6k. I have always kept all my statements, so have this information to hand. Should I write to my manager first indiciating my intentions, or do I officially write to their head office and copy my bank manager. Many thanks. Maria
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Hi everyone I have just joined the forum and thought I would say Hi. I am hoping to claim charges back from the Royal Bank of Scotland, both business and personal. The forum is excellent, from what I have had a look at so far and look forward to getting lots of information from you.
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