Halifax have taken £50.00 out of my account TODAY, what do I do ?

If I already have statements outlining charges,do I still need to send S.A.R ?

In that case, how do I make a request for the info under the Data Protection Act ? Is there a template letter ? Can the same be done with solicitors as per the D.P.A, as they also have information ?

I require documents relating to tenancy at previous address dating back to 1997, which the couincil say are in the archives, how do I request this information under the F.O.I act ?

Further to my original post, I have now been to the C.A.B and they advised to send a recorded delivery letter to the director of the storage company, stating: Dear Sir, At the start of our contract you took my bank details in order to set up a S/O for my monthly payments. You appear to have failed to do this as I have had no deductions from my bank account. Please rectify this situation as quickly as possible. My contract with you states that I am allowed access to my belongings at anytime. By denying this access you are breaking our contract. I have been to the Citizens Advice Bureau about this and they will assist me to take further action if you do not co-operate. I have read in the paper that your company is in financial difficulties, if this is true, are my belongings safe with you Yours faithfully Any comments regarding the contents of this letter, before I send it would be appreciated

In what section do I post a thread about solicitors ?

I am just wondering whether the company has gone into liquidation since the furniture side of the business has shut down. This is due to "increase in competition" according to the director, though they have been struggling for the last 3 years

Late Feb I enquired about storing furniture with a local removals firm. The storeman quoted a figure of £86.91. This was for 2 containers per month, 1 month to be paid in advance, inclusive of V.A.T. However, the director required an immediate payment of £60.00, which I paid and obtained a receipt for. At the same time,I was given a copy letter confirming my bank details, which he had requested,and the amount to be debited each month. As far as I was aware,the payments were to be made via S/O, which was the agreement, but this sounds more like a D/D He is now refusing me access to my property on the basis that there are arrears on the account. He is now requesting 50% of the outstanding balance, before he will allow access. What are my rights on this ? What if he has set up a DD instead of a S/O, and arrears have accumulated as a result, does this mean he has the right to deny me access ? How best do I resolve this ? The thing is, the letter confirming he has my bank details, he is denying knowledge of, and the copy I was provided with is in the container! HELP! Also he is now requesting payment of £26.91, outstanding from Feb ?? Any help appreciated

I have a current account at the Halifax where I went O/D by 90p. My overdraft limit was £150.00. The overdrawn balance is now in the region of £500 due to all the charges being levied on the account. Since there have been no funds going into the account, where do I stand on this ?

Thanks for the address, now which letter do I need to send ?

does anyone have an address for Blair, Oliver & Scott, as they have started harrassing me AGAIN with phone calls. I had an account at Halifax with an O/D limit of £150 and because the account went over the overdraft by 90p the overdrawn balance is now £600. They stopped for a while when they agreed to refund the charges (which they haven't done!) and now they are chasing me for the balance Which letter do I need to send ?