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Lorraine

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  7. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  8. RELOAD - Funny enough - I have just purchased a VHS with my windfall from Halifax!!!!! so yes i will tape if it comes down to that!!!!! Quite funny - my home town has been filmed recently by Hollywood - Cameron Diaz and Jude Law!!! - so it would be nice to add another film to the Hall of Fame!!! Mumonamisson - good luck and stick with it!!! Lorraine
  9. Just to keep you updated, spoke to Moneyclaim this morning my default has gone through and now I can issue Bailiffs into my local bank!!!!!!!!!!!!!!!!!!!!!!!!! no money as yet!! I am going to speak to Lloyds Solicitors by Friday if I have not heard from them - I am reasonable after all (the lady at Moneyclaim laughed as well!!!!). Friday is my deadline - so will update further - especially on the Bailiffs. Kindest regards. Lorraine
  10. Good afternoon all. Just to let you know i have spoken to Moneyclaim - which apparently havent received Lloyds defence dated 25th May. After some discussion, we decided to go and file for default (on their recommendation) as they have not yet received it. It takes 48 hours to go through and once the time is up - it then goes to "Issue". (loyds can still appeal.) It was mentioned that because I had received my defence on 25th May and it is now 2nd June - it could be that Lloyds are awaiting my next move - playing the game to see how far I went - I have now filed default and await Tuesday's / Wednesday's outcome. Once the Courts have received the defence an allocation questionnaire then gets sent out to you. - not sure whether it comes from local court office or from Northampton - i think it comes from Northampton - then you allocate it to your local court. Will get this answered asap when I speak to Moneyclaim. Hopefully this will all be done and dusted (but not counting chicken and eggs yet). Await with anticipation on what next move will be from Lloyds!!!!! Have a good weekend Lorraine
  11. Still awaiting the Allocation Questionnaire?????? Starting to nibble on nails again.!!!!! Received defence on 25th May Know its not long but it feels like ages ago. 1. Does anyone know how long it takes for an Allocation Questionnaire to come through? 2. Is there a timescale to uphold here? Help Lorraine
  12. Spent last night reading the defence. From reading BaronStoneyBroke's thread - its the same defence but with an added Section which goes. "It is denied that s15 of the Supply of Goods and Services Act applies to this claim, since the Bank provides details of all charges which are incorporated into the contract as pleaded in paragraph 2 above." There was alot of discussion with Baron's thread about the SOGA and am completely lost now. Does it look like Lloyds is going to Court or is it just me reading between the lines. Any advice on this - would be really appreciated. Feeling deflated. Lorraine
  13. Good morning, No, it goes by the date it was served. They have just acknowledged it. Now they have acknowledged it - it goes on and a date will be presented to you for court. Now you should receive their defence in a couple of days. I received mine yesterday (good note though also received Halifax's offer to back down and recieved full payment). Going back to Lloyds, received their defence, now awaiting allocation questionnaire, in order to put my comments and get the court transferred to my local one. Hope this helps. Lorraine
  14. Trying to keep up!!! with you lot - good reading though. Received my defence, its the same but with an extra note added :- "It is denied that s15 of the Supply of Goods and Services Act applies to this claim, since the Bank provides details of all charges which are incorporated into the contract as pleaded in paragraph 2 above." Any advice on this - they dont seem to have put it in Baronstoneybroke defence!!! Lorraine
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