Delboy01
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ims21, check pms. See above re credit check, also why should I not worry bout the 14 days?? Thanks for your help ims21, appreciated.
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Hi miss muppet, check pms. To look at my credit rating they now take the money off your card on application and refund it when you cancel as far as I can see. The above letter from restons says I have to reply by next week to them?? re " the above are also MBNA"Are you saying restons are not a solicitors working for MBNA??
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BTW I sent a hardship letter to MBNA 2 months ago and havnt had a reply.Their only reply is to set solicitors on me, thanks for being understanding. I have to reply early next week to the solicitors as the 14 days will be up I need more time. How do I go about asking this. Do I mention the No Default letter?? Prompt replies will be appreciated as I dont want to go down the court route.
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Please do not get stressed out or worried, reread some peoples advice on here, its a load of old bull. Do not engage in conversation with them as 1. They could winkle more information out of you. 2. Their intention is to frighten you. Should they ring tell them you will only communicate by post and "you should put it in writing, Goodbye" I take it baileysmummy and siennasmummy have a debt with someone????
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Wierd!! this whole thread also appears here http://boardreader.com/thread/Minicredit_urgent_urgent_advice_8qjo3X5zsv.html?o=0
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Fagin I havnt received an AQ. MC have Done nothing apart from lodge it with the court, I sent my defence in and since that nothing. Whether MC thought OH would cave in at court summons I dont know, perhaps they dont want their charges and interest put before a judge.
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Minicredit - Loan Agreement validity
Delboy01 replied to Tee4Tim's topic in PayDay loans and Short Term loans - General
Can I ask, it is a default sum notice??? -
Can I ask, should I have received an OFFICIAL default notice from MBNA???
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Today from MBNA "WE ARE TAKING ACTION TO RECOVER YOUR DEBT" "Following previous correspondence which confirmed termination of your credit agreement" Er you havnt sent it yet!!!!!
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I Havnt checked it for many months.
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I take it the SAR goes to MBNA and not the solicitors?? Ta for your help ims21. Also no default notice or NOAssignment??
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Yeah sorry bout the size lol. CCA came back with my sig and address, looked ok to me.. but I am no expert.
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