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Hi I agree with you completely there seems no accountability for theses Banker Gangsters. ( we dont stand a chance of any fairness when it comes to the Banks)

I have made complaint to ombudsman about interest being charged they agree with complaint but have not progressed any further. There seems no accountability for the Banks and the gangsters get away with it again.

Hi I have not heard of this new lending code were can i find information about it? creditors are AMERICAN EXPRESS BARCLAYS BANK PLC BLAIR, OLIVER & SCOTT CAPITAL ONE BANK CAPQUEST DEBT RECOVERY CL FINANCE LINK FINANCIAL LTD METROPOLIT COLLECTION SERV'S LTD RBS Natwest Cards Have stuck religiously to dmp this is reply from cccs, Whilst most creditors recognise your efforts to repay your debt through your Debt Management Plan and will reduce or totally stop charging interest, some creditors will not. They are within their rights to continue charging interest. At the start of your DMP, we asked your creditors to consider stopping interest charges. If any of your creditors are still charging interest, we would suggest that you write to them to ask them to reconsider the charges in light of your efforts to repay through the DMP.

Any one had this problem? Is there a way of getting interest paid back? This cant be legal surely???

Yes i have spoken to cccs several times about this the banks can charge interest if they want,they cant stop them! all debts have been passed on to collectors cc, b a/c, loan, (in debt for life mate!!) this is my complaint to the ombudsman how can they keep charging interest ? there morally corrupt! banker gangsters! strike again................

Hi managed to get my charges refunded through this site earlier on when reclaiming charges was in its early days full refunds. Went onto a DMP and went through all the hassle of nuisance phone calls, badgering threats, a very unpleasant time, from the Gangster Bankers that was 3 years ago, everything has settled down now and i have no banks accounts and no credit cards (very liberating) how ever after 3 years on DMP sticking to it religiously i am now £3.000 worse off theses idiots have just kept adding interest to my debt !! this cant be right can it? any suggestions? p.s Have also had an outstanding complaint against a Bank with the ombudsman now for over 12 months still not resolved.

No I followed the step by step guide ignored standard replies issued court claim which was then settled in full?.......... it’s a game stick to timetable.

Prelim Letter sent 20.March 2006 Received Standard reply 1st April ………Fools Day Letter before Action sent 3.April 2006 Standard Reply 6th April 2006 Issued Court Claim 19.April 2006 Acknowledgement Received 2.May 2006 Settled 4.May 2006 Charges refunded 10/05/06 Thanks to everyone for showing me the way....... The Battle was won but the war is not over ?

I am pretty sure that if you file court claim you will receive full ammount they are hoping that people will bottle it and accept offer.......remember they wont be able to get credit if they lose court claim ha, ha, hee, hee, youve got to laugh what a load of Bankers.............they are.

Neil........ YES..............&..........YES........&.........Sarrahk it was over?? and yea its an urban myth ????????? stick to time table & everything will work out ok good luck ??

Has anyone seen the claim form and response pack that the Banks receive? I have, the claimant receive a single paper Notice of Issue after the court claim is filed, there claim form is the one they sign saying that they intend to defend all of this claim also on this form Under: Please read these notes carefully it says Registration of Judgement: If this claim results in a judgement against you, details will be entered in a public register, the Register of County Court Judgements. They will then be passed to credit reference agencies which will supply them to credit grantors and others seeking information on your financial standing. This will make it difficult for you to get credit. A list of credit reference agencies is available from Registry Trust Ltd. London. This would be a bit embarrassing for them. I can’t see any Bank defending in court unless they were 110% sure that they would win……it’s a bluff

No probs...can i just say thanks to everyone on this site its been Educational. I Hear and I forget, I see and I Remember, I do and I Understand.

I was agreeing with your reasonably Point! But I haven’t signed anything legally binding yet? Meaning until you do surely you can say what you like with out being sued? So I can shout it from the rooftops before I sign up and shut up.........