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rippedoffagain

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  1. Not just enough equity, and I am a carer to disabled wife, so low income. I would be interested to know how long it is taking for court hearings, roughly.
  2. Our mortgage expired four years ago. We have been paying interest only for a number of years (many) after the lender offered to change us from a 25 year standard repayment mortgage. When we reached the end of the 25 years the lender allowed us an informal two year extension of the mortgage period. This two year period passed without any comment from the lender, and we continued to pay the interest each month for another eighteen months. A few months ago the lender decided that we must pay the outstanding mortgage, around £50k or face litigation. We looked into re mortgaging with other lenders with no success. (Current value around £135k) Our lender eventually offered us an assisted voluntary sale, allowing us six months to sell, and appointed an asset manager. My problem is, they and their appointed estate agent seem more interested in selling at the greatest speed possible rather than assisting us getting the best price within the allotted time. I am considering simply selling the property through an estate agent appointed by me, and taking the chance that we can sell our property before the lender can obtain a possession order. Any advice would be greatly appreciated.
  3. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. Thank you. Do DWP expect you to look for work, or more than the £120 week worth of work?
  7. Hi all My wife has MS and claims PIP, she does not work, but does not claim any other benefits. She often falls and drops things, and is unable to walk easily. However she could be considered capable of work as she can touch her head etc. Having been made redundant earlier in the year, I have been living on my redundancy payment, and claiming carers allowance. Funds are beginning to running short, and I am now considering claiming Universal Credit. What I can't get my head round is if DWP decide that my wife is able to work, then how can I claim she needs me to care for her. Will we lose the carers allowance? Thanks for any advice!
  8. TUPE is an acronym for ’Transfer of Undertakings (Protection of Employment) Regulations 1981. No. I have been TUPEd with this employer more than once already. He has given false information to the LA regarding liability for business rates. It is complicated, but a further company was incorporated last year in order to avoid business rates. Enforcement action is being taken against said company, which has now "moved".
  9. No legal entity at all, Literally. The staff that remain pay themselves from the takings. "TUPEd"?.
  10. Old one dissolved, carried on as if nothing had happened. Of course the bank account, card processing etc, frozen, cash only transactions.
  11. My ex employer (LTD Co) has found a novel way to avoid the companies debts. The director dissolved the company while still trading, without informing employees, or any other creditor, until after the strike off. Redundancy notices were issued, but now the director is trying to avoid paying. any suggestions welcome. Thank you!
  12. Seven months on, and the LA has passed this on to another Enforcement company. Is there a time limit on the warrant?
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