Hi. I recently received a cheque and deposited it in my bank account last Wednesday (20/09/06) for £12, for a game i sold on Ebay. But then today (25/09/06) i read on my online statement that the cheque was unpaid and i had been charged £12 because of this. i phoned Lloyds TSB and they said that they would try clearing the cheque again, but if it fails to clear again, they would charge another £12. so from having £12 paid into my account, i will probably be £24 down. i know that they may seem relatively small amounts, but i am still being charged for another persons problems. i have emailed the person who sent me the cheque to tell them that i want back any charges i have been forced to pay, but the chance of me being paid back is little to none. is there a way i can get my bank to give me my money back? help would be very much appreciated. thanks