Thanks for the replies and the info. I didn't think there would be much she could do. I have passed the letter template on and hopefully she'll be able to get it back that way. Thanks

Hi, I'm not sure if I'm posting this in the right place but hope someone can help My sister in law changed her bank details around 4 months ago and gave her employer the new account details. her old bank account has an overdraft which she has an agreement to pay £x amount to clear the balance. 2 months ago her employer made a mistake and paid the wages into the old account, she went to the bank and they agreed to give her the money. Her employer advised her that they had made sure the system was now updated and they had the correct details, the following month she was paid correctly. This month though she has been paid into her old account again. The bank are this time refusing to give the money as it goes towards paying the debt. The owners of the company are on holiday. Could anyone give advise as to where she stands with this? I appreciate the bank don't have to give her anything as its not their fault and they are owed money,do her company have to sort this out? or as they have paid the money into her bank account do they have to do anything? Thanks

Hi, I'm looking at buying a car from a local dealer, they have advised that they know the mileage is wrong on it and it has covered around 50000 more than is showing on the Speedo, they have just put a new MOT on it. I can get it for a good price (based on actual mileage) and was wondering, this could be a stupid question but is it ok to buy a car that I know has potentially been clocked? the garage dont know who clocked it but have said it wasnt them. cheers, Nick

how hard is it to get a ccj set aside?

*BUMP* any one that can help please

not yet, we were told last week and i've had this week off. when i go back on monday i'll see what i can get and update you guys

when we were told the top boss said anyone that leaves before June would still get it and it couldn't be taken back if you left. but i think it was a sli pof the tongue and what he meant was the payment would be made in june and if you chose to leave you could keep it as it covers the pay up til next year. they are paying it in our june pay, its at the end of the month and covers june. thanks for the reply

hi, thanks for the reply, its not you i dont think i explained it too well. the salary band for the role i am on now has 3 progression points that go up after year 1,2 and 3 so that after year 3 you are on the top salary you can be in this role. They now want to drop the pay at year 3 by £1000. the role i am going into is classed as a different part of the business and they have their own different pay scales so i wont be affected by the pay cut. but i think as they are paying £1500 to cover last years, this years and next years pay rises they wont be getting i should be entitled to at least a part of that and me moving to a new role shouldnt affect that? i'm not a member of the union so dont get a vote and havent asked them, may try ot speak to them next week

Hi, The company that i work for has decided to bring a new pay structure in, so that they fall in line with other companies. basically what they are saying is that they want to cut the top banding by £1000 and will do it gradually over 2 and a half years but will give everyone a 'payment' of £1500 in June the new deal needs to go through the union ballot and the new pay would come in as of the 1st June. The £1500 is to cover the pay rises from last year, this year and next year. The question i have is that i start a new role within the company on the 1st of June which is on a different pay banding, should i still be entitled to the £1500 payment or part of as it covers the pay rise we didnt get last year? hope this makes sense. thanks

hi, sorry for taking so long to reply, with moving house and having a new job i've just been so busy. and to be honest the thing that reminded me was when i got a letter from the court saying i had to pay or they would be coming round! i now have a copy of both of the claims, they have different case numbers but under where it has bryan carters contact details it has the same reference number for them. on the first one under the particulars of the claim it does say 'the claimant claims £223, such sum being part of a debt due under an agreement number xxx (the agreement) whereby the defendant agreed to pay the claimant £2231.67 (the debt). For the avoidance of doubt in making this claim for a part of the debt the claimant does not waive any rights as to the balance of the debt, which the defendant continues to owe to the claimant under the agreement. The claimant reserves the right to make further claim for such sums of the debt as remain outstanding' does this mean the are ok to give me 2 ccj's for the same debt? i have no idea. any help will be appreciated

i'll call them tomorrow to see what they say. to be fair to them the people i have spoken to have been really helpful and they put me on the lowest tariff available. i'll remember that thanks, i had so many problems with bt i think i'll be looking at any possible avenue not to have to use them again thanks

hi, do you have an update on this?

i think the billing code should apply regadless as if the supplier has failed to send you a correct bill then it applies so if the meter details are wrong then the bill cannot be correct, if you are paying them on the wrong meter then they may argue that the meter serial number is on the bill and you should have advised them (not my opinion). but the billing code should still apply. there are certain suppliers that carry out the checks that you refer to. these should be carried out by every supplier to rectify problems before they get too bad. spending money now would save them money in the long run

hi, thanks for the reply and moving the thread, my line rental is with sky too. so it looks like i will have to pay til the end of the contract, do you know if they would let me buy the contract out? thanks

hi, there would be no point contacting national grid as the gas meter is ok and that is what they deal with, it might be worth finding out what type of meter your neighbour has as if they have e.g. a 'heatwise' meter they would have 2 MPAN's meaning neither are for you. to get yourself a meter the i believe the council would have to contact the local electricity board to arrange for the supply to be split once that is done you would contact your chosen supplier o arrange a meter installation, they would possibley have to create you a new MPAN and then arrange the meter fit. if it was to happen that way you would only be charged from when the meter was installed