Heard nothing more! Fingers crossed it stays that way!

Right now I'm not concerned, we've spoken to a solicitor today and we are not doing anything until we've got an English copy of the contract with terms and conditions as this is the important part. Our solicitor does confirm a court would accept a translated version of what they have supplied but this needs to be notorised too. We are of course going to push ahead with the contract we signed in english. We are still fighting on the basis of UK statued of limitations has gone over the 6 years. I will post all the info as a soon as our solicitor has reviewed the documents and we are moving ahead.

Yes it's a huge jump but it's considering the options. She is claiming just above £5k for the debt then adding costs etc and has threatened the high court. I'm quite willing to fight it based on the information she has provided to date. I couldn't do anything other than fight it as its not in English anyway! She states his signature on the Arabic copy is enough! Will see what she comes back with.

Yes I've done that yesterday. I've also contacted a solicitor to see whether the information she has supplied to date would be enough for a court application if we were to defend. Surely the first defence would be we don't know is what she is talking about due to the documents being in Arabic! I mention his business because should this go against us and the bank wanted to petition for bankruptcy that would obviously cause a huge issue for him.

Yes I agree. I can't see how she can file a claim without the English documents anyway. There are to many grey areas here. No signed English contract, the claim payments were being made some 3 years after we left and finally no proof these payments cleared to the bank. At least CWD had every piece of info! Even if we did owe any money I certainly wouldn't be paying anything without all the documentation. My husband is a business owner so it's a risk not to pay.and it be found in their favour in court. I'm still yet to understand how they can apply UAE law to certain areas of the contract and it be heard by a UK judge. Let's face it in the UAE beach of contract would land you in jail. Here you would have paid an early termination fee and fine and that would be it done!

Reading this whole thread from 2015 it's clear the UK courts are accepting and acting on foreign debt. I'm not sure about the two who were made bankrupt if there debt was statued barred or what came of theit compkaining as the last post was 2015. I will now be seeking out advice from a solicitor based on the fact that this debt surely is subject to UK law as that is where they will be filing it in absence of a UAE judgement.

Islamic bank of Dubai

No not CDW. She is a solicitor as I checked on her. She states she is working directly for the bank however Bilkish does pop up in her emails and some documentation then her solicitor details pop up in others. We did accuse of of being a debt collector and she wasn't impressed! They would have to provide those English documents to us also? How else could we defend the claim without them? She states she would have the Arabic ones translated when necessary? Surely it's necessary when you are asking for money. They are happy to negotiate the settlement if we do it immediately.

So to confirm; They can serve us with a county court instruction (she states high court due to the amount). I'm still unsure how a UK court would apply the law on a UAE debt. As of now we have no contract and nothing in English. They said the Arabic copy would suffice but I don't know what it actually does say. They claim the last payment is January 2011 therefore within the 6 years however I know the bank account was inactive from March 2008 due to the previous debt and bounced cheques. They have not provided a bank statement of account. I also presume the information they have provided us with is what we would go to court with. Are they under any obligation to provide anything else. I've requested a copy of everything the bank holds. I of course would defend the claim, no sales contract in English which states they can chase outside of UAE,, 8 years since we left Dubai, no judgement in Dubai and finally both debts (including the one we paid) had our UK address on the application so they could have chased well before now.

No judgement in dubai has been entered. Instructed to chase through UK court by client. They seem to think our last payment was Jan 2011 therefore statued does not apply. We left in 2009. No English copy of sales contract available and nowhere does it say in English the paragraph abut having outside the UAE So if I'm correct if there is no acknowledge of debt by dubai court a UK court wouldn't entertain this?

Thank you I will reply once I've recieved the English version of the documents. Yes it was car finance and they are asking for just over 5k

They've sent through everything apart sales contract in English so I've asked for that. The majority is in Arabic (insurance docs; credit approval, copy of some cheques. She states in her letter if this is not resolved she will issue high court proceedings on the 31st Jan.

Looks like I'm the only one having dubai debt bother- which is good (in a way) So solicitor is start CC action at the end of the month as we've not responded to emails we've not received even though she's had the contact number but hasn't used it as she's been on holiday in dubai for a month. I want to fight it but my husband thinks it's best just to pay. Sure after 9 years statued barred should absolutely apply?

I thought I had Thanks!

Looks like I'm the only one having dubai debt bother- which is good (in a way) So solicitor is start CC action at the end of the month as we've not responded to emails we've not received even though she's had the contact number but hasn't used it as she's been on holiday in dubai for a month. I want to fight it but my husband thinks it's best just to pay. Sure after 9 years statued barred should absolutely apply?