Jump to content

Blubata

Registered Users

Change your profile picture
  • Posts

    7
  • Joined

  • Last visited

Reputation

1 Neutral
  1. Well, i did want rid of the car in the first place. they have taken it now, so thats done, what i dont want though is for them to start chasing me for a shortfall, i want this business to be over and done with. It will be a bonus if i get some money out of this whole sorry business.
  2. Thanks for the advice so far Just to add, local trading standards came yesterday and looked at all the paperwork that i have(not that theres much, given this companyd aversion to writing anthing down on paper), and initial impressions were that they had acted illegally, by taking the car without the proper court documents,and/or leaving me a copy of said documents. thye have asked me to sign a document authorising them to investigate the issue on my behalf. hope this means some clarity for me. Will keep you posted
  3. he already had the car attached to his van ready to tow off, and i have paid more than half the total of the agreement, which is why i had wanted to hand the car back. it was parked in the car park.
  4. in the first instance ask them clearly to make all correspondence to you by writing, so you have evidence and refuse any phone calls. Try letting them know about a few laws which are on your side, which include putting a stop to their phone calls if they try and start that business again, as it is in breach of the administration of justice act 1970, in that they are inended to cause alarm and distress to the recipient. the phone calls can also fall under a criminal offence if they do not stop once you have asked them to, under section 127 of the communications act 2003. Since the car is in your mothers name, if they take it, that is tantamount to theft as it is no longer you property, so they cannot take it, if they do, report them to the local cop shop asap for theft. Consumer direct have been really helpful to me, phone them, they will contact trading standards on your behalf, also let the FSA know. let us know how you get on.
  5. Hello again, I have been involved in wrangle with private and commercial finance for the last month, regards a car i bought from them on HP two years ago. i wrote to them to terminate my agreement last month they then phoned me back to say i had lost the right to do this when they sent me a default notice beginning of the year. we have been arguing over this over the last few weeks. they phoned me two weeks ago and proposed that i pay them a reduced rate over four years, which would make the car 9 yrs old when i finished paying for it. they then sent me an agreement, and i phoned them back requesting what my rights were, under this new agreement, they said i had none and they were doing me a favour. suffice it to say that phonecall did not end well. two days later i received a letter from a debt collector saying they wanted to repossess the car, this was saturday, this morning at 0545hrs there was abailiff at my door demanding the keys to the car. he did not show me any documentation, court order or anything. he has taken the car away, what are my options, what do i do now? i wanted rid of the car, but the manner in which it has been done, leaves a very bad taste in my mouth, and they will be after me to pay the shortfall i am sure. i have trading standards visiting me today to look at the original contract.
  6. I have been involved in wrangle with private and commercial finance for the last month, regards a car i bought from them on HP two years ago. i wrote to them to terminate my agreement last month they then phoned me back to say i had lost the right to do this when they sent me a default notice beginning of the year. we have been arguing over this over the last few weeks. they phoned me two weeks ago and proposed that i pay them a reduced rate over four years, which would make the car 9 yrs old when i finished paying for it. they then sent me an agreement, and i phoned them back requesting what my rights were, under this new agreement, they said i had none and they were doing me a favour. suffice it to say that phonecall did not end well. two days later i received a letter from a debt collector saying they wanted to repossess the car, this was saturday, this morning at 0545hrs there was abailiff at my door demanding the keys to the car. he did not show me any documentation, court order or anything. he has taken the car away, what are my options, what do i do now? i wanted rid of the car, but the manner in which it has been done, leaves a very bad taste in my mouth, and they will be after me to pay the shortfall i am sure. i have trading standards visiting me today to look at the original contract.:?
  7. Hello, i took out an HP agreement for a car in July 2004. i have written to the company ot request a voluntary termination and they have written back to say i lost the right to do that because they terminated my agreement when i failed to pay when they issued a default notice requiring me to pay them within 14 days of the date on the letter. i have paid over half already and now they are saying i can voluntarily surrender the car but be liable for the shortfall, can they do this? am i stuck with the car or the debt no matter what? please help, very frustrated!!!
×
×
  • Create New...