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bsia666

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  1. Hi, I can retire any time I would like due to my age and service. The deferred part of the online of the calculator states these; Retire.03/07/27 - lump sum is £14,228.08 and annual pension is £2,134.20. Retire 03/07/22 - lump sum is £13,637.35 and annual pension is £2,045.59. If I have to wait till I retire to cash in this deferred part of my pension, then the numbers are not far off each other - I was wondering if I can remain working with the same local authority and cash in the deferred part of my pension with them, and looks its as if I would gain financially ? I don't think I can, but as I don't know the legislation, so I looked online. I asked that specific question but couldn't get an answer, I thought that CAG could help. Thanks for your swift reply.
  2. Can I cash in a deferred pension from a local authority and still be employed by them ? I live in Scotland and I have two pension pots - an active one and a deferred one. I looked at the pension fund online, the benefit sums are basically the same if I try to cash it in just now, or wait for another 4/5 yrs (tillI I retire ). I have tried online and can't get an answer ?
  3. Hi folks, I have defaulted on a loan from Sept 2020. The original loan amount was over £380, the 1st repayment was just over £20, I made a total two payments of £120 and £175 and no more, the original company sold it on, they then sold it on, and it was sold on twice more. I am being sued in Glasgow Sheriff Court by the current dept holder for over £1400, I have three weeks to send in my Simple Procedure Response Form 4A. The duration of the dept was 70 plus weeks. APR is over 1200% The rates of interest which apply to the credit agreement . . . Interest is charged at a simple fixed rate of just over 200% per annum the amount of credit for the term and is applied to the account, in full at the commencement of the agreement. Any help would be gratefully received especially a defence against the astronomical interest rates. Thanks.
  4. Hi Chubba, Is there a way to reduce your claim and keep it in the small claims court ? If you are amending the POCs then an amendement to reduce the amount of charges must be perfectly reasonable. That is a long fight you have had so far. All the best anyway. Regards - William.
  5. Hi Disgruntled, I have had a quick look at your thread, I hope you keep it entertaining and get a satisfactory outcome. I can't help with your interest question. You seem well versed in your arguements with the A&L so far though. I do hope you continue to give them the runaround. A refreshing thread/story. William.
  6. There are various CAG's who you may be able to contact on the following link........... http://www.consumeractiongroup.co.uk/forum/alliance-leicester/95497-urgent-all-l-account.html William.
  7. Hi, this is from a thread I had a few years ago........... Some these may help you Aliance terms and conditions From this I have taken the only part which deals with T & Cs ; http://www.alliance-leicester.co.uk/...ts/ec03964.pdf more re terms and conditions, I'm adding as I find them............ http://www.alliance-leicester-group....conditions.pdf 1998 terms and conditions............. Alliance terms and conditions From mimijane................O ct 2005 http://web.archive.org/web/200512100...nts/CA2077.pdf From dizzykate................ 2001-2002 Bank Account Interest Rates & Charges - Alliance & Leicester From monkey boy...........May 1999 - 12th Oct 2001 Current Accounts at Alliance & Leicester plc William
  8. I shall sub to this thread......thanks.
  9. So its possible to ask a Question................. and get NO ANSA ???
  10. I am dissapointed.............. The people who believe have "no comment", and the people who know the truth have "no comment". I can safely assume that all CAGGERS have NO opinion on President Bla iry. STAGGERING...........TRULY STAGGERING !!
  11. Feel free to add your own please. Thony Charles Lynton Bla irey............. As Per MOD, As at 23 December 2009, a total of 243 British forces personnel or MOD civilians have died while serving in Afghanistan since the start of operations in October 2001. Conviction - For crimes against Uk nationals abroad. Sentence - Summary execution.
  12. Forgot to say bearing...........that your sense of humor will carry you thru' a lot of frustrating days trying to reclaim your bank charges. I won't wish you good luck as you will not need any "luck" GO FOR IT. William.
  13. Hi, Subbing to you thread. Hope you don't mind, moral support only just now. I shall follow your journey with interest. William.
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